AmeriCredit Sr Credit Analyst I - San Antonio

enrich their professional experience where they can discover, thrive and belong.

If you are looking for an environment that welcomes new ideas, fosters integrity and creates a sense of community and belonging, AmeriCredit just might be your dream employer.

RESPONSIBILITIES

About the Role:

• We are looking for energized business development partners to join our credit team. You will be responsible for developing relationships with our auto dealer partners, researching and analyzing credit risks, assessing credit history, and approving or denying extension of credit to potential customers. You will be trained and empowered to bring value to our dealer partners through our programs and negotiations. You will work collaboratively with our field sales team as well as other company departments to grow our business.

• If you consider yourself a self-motivated, solutions-driven, relationship builder with a passion for auto finance; apply to be a part of the AmeriCredit Team today.

In this role you will:

• Analyze credit data to determine the degree of risk involved in extending credit

• Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws

• Develop sufficient dealer relationships that ensure volume objectives and credit quality

• Drive to capture automotive finance contracts that meet AmeriCredit profitability criteria for pricing and performance

QUALIFICATIONS

What makes you a dream candidate:

• Motivated to perform outbound telemarketing calls to the dealer customer

• Knowledge of sales, credit, and funding processes in consumer finance

• Fearless negotiation and sales skills necessary to develop and maintain productive dealer relationships

• Effective communication skills including verbal, written, and presentation

• Innovative thinker with strong ability for strategic vision

Experience

• High School Diploma or equivalent required.

• 2-3 years of underwriting/sales in the automotive industry preferred

What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays
Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive
Compensation: Competitive pay and bonus eligibility
Work Life Balance: Flexible hybrid work environment, 2-days a week in office