Sr Credit Analyst

bilities**

In this role you will:

• Analyze credit data to determine the degree of risk involved in extending credit

• Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws

• Capture automotive finance contracts that meet GM Financial profitability criteria for pricing and performance

• Ensure compliance with applicable policies and procedures

• Ensure branch office cooperation with other departments to maximize efficiency within the company

• Ensure all queues are worked to acceptable service levels

• Ensure proper documentation is received on all deals

• Provide training or assistance to lower level Credit Analysts as needed

• Provide back-up in Credit Manager's absence as needed

• Answer incoming dealer calls and provide credit decision assistance

Qualifications

What makes you a dream candidate?

• You possess strong analytical and problem-solving skills

• You are an innovative thinker with strong ability for strategic vision

• You are able to analyze credit data to determine the degree of risk involved in extending credit

• You can achieve required credit quality and productivity by ensuring all queues are worked to acceptable service levels

• You have a knowledge of consumer finance and banking environment

• You have an ability to work under pressure and make decisions in a fast-paced environment

• You have excellent negotiation skills

• You have a strong work ethic

• You have the ability to ensure credit center office cooperation with other departments to maximize efficiency within the company

• You possess customer relations skills

Experience:

• High School Diploma or equivalent required

• Associates or Bachelors Degree with emphasis in Marketing/Finance, or related field, or equivalent experience preferred

• 0-2 years experience with proven record and background in consumer finance industry, including auto finance experience preferred

What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Compensation: Competitive pay and bonus eligibility

Work Life Balance: Flexible hybrid work environment, 2-days a week in office

#LI-hybrid #GMFJobs

#LI-AV1 #LI-hybrid #GMFJobs