Sr Credit Analyst I

nalyze credit data to determine the degree of risk involved in extending credit

• Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws

• Develop sufficient dealer relationships that ensure volume objectives and credit quality

• Capture automotive finance contracts that meet GM Financial profitability criteria for pricing and performance

• Ensure compliance with applicable policies and procedures

• Ensure branch office cooperation with other departments to maximize efficiency within the company

• Ensure all queues are worked to acceptable service levels

• Perform outbound telemarketing calls to the dealer customer

• Conduct joint dealer calls with Dealer Account Representative (DAR) on an as needed basis

• Ensure proper documentation is received on all deals

QUALIFICATIONS

What makes you an ideal candidate?

• Strong knowledge of consumer finance, credit, funding, and indirect auto financing

• Thorough understanding of motor vehicle retail installment documentation and company credit policies

• Working knowledge of consumer credit laws, and state and federal regulatory requirements

• Familiarity with the retail automobile finance and banking environment

• Excellent credit underwriting, analytical, and problem-solving skills

• Strong sales, negotiation, and dealer relationship management skills

• Effective verbal, written, and presentation communication skills

• Ability to multi-task, work under pressure, and make sound decisions in a fast-paced environment

• Professional representation of GM Financial with a strong work ethic and customer focus

Work Experience

• 2-3 years of relevant experience preferred

• High School Diploma or equivalent required

• Bachelor's Degree in related field preferred

What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Compensation: Competitive pay and bonus eligibility.

Work Life Balance: Flexible hybrid work environment, 2-days a week in office.

This position is not open to agency submissions

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