#JR-25005593
, performance forecasting, and operational performance for consumer products and related divisions, such as credit cards. Key responsibilities include applying knowledge of multiple business and technical-related topics and independently driving strategic improvements, large-scale projects, and initiatives. Job expectations include working with business counterparts within the Line of Business and partner organizations including Risk and Product teams.
Fraud Prevention and Detection is looking for an energetic and inquisitive experienced data scientist to join our team and help us combat financial crime. In this role, you will be expected to work on large and complex data science projects that entail working with both relational and graph databases. In these projects, it is expected to collaborate with internal strategy, technology, product, and policy partners to deploy advanced analytical solutions with the goal of reducing fraud losses, lowering false positive impacts, improving client experience, and ensuring the Bank minimizes its total cost of fraud. Key responsibilities include applying knowledge of multiple business and technical-related topics and independently driving strategic initiatives, large-scale projects, and overall improvements.
Responsibilities:
End-to-end model development work, ranging from supervised, unsupervised, and graph-based machine learning solutions, to maximize detection of fraud or capture anomalous behavior
Link Analysis/Graph analytics to find and mitigate densely connected fraud networks and assist with the generation, prioritization, and investigation of fraud rings
Perform complex analysis of financial models, market data, financial data, and portfolio trends to understand product performance and improve portfolio risk, profitability, performance forecasting, and operational performance
Coach and mentor peers to improve proficiency in a variety of systems and serve as a subject matter expert on multiple business and technical-related topics
Identify business trends based on economic and portfolio conditions and communicate findings to senior management
Support execution of large-scale projects, such as platform conversions or new project integrations by conducting advanced reporting and drawing analytical-based insights
Performs complex analysis of financial models, market data, financial data, and portfolio trends to understand product performance and improve portfolio risk, profitability, performance forecasting, and operational performance
Coaches and mentors peers to improve proficiency in a variety of systems and serves as a subject matter expert on multiple business and technical-related topics
Identifies business trends based on economic and portfolio conditions and communicates findings to senior management
Supports execution of large scale projects, such as platform conversions or new project integrations by conducting advanced reporting and drawing analytics based insights
Required Qualifications:
• A minimum of 3 years of experience in data and analytics is required
• Must be proficient with SQL and one of SAS, Python, or Java
• Critical problem-solving skills including selection of data and deployment of solutions
• Proven ability to manage projects, exercise thought leadership and work with limited direction on complex problems to achieve project goals while also leading a broader team
• Excellent communication and influencing skills
• Thrives in fast-paced and highly dynamic environment
• Intellectual curiosity and strong urge to figure out the "whys" of a problem and come up with creative solutions
• Model development experience leveraging supervised and unsupervised machine learning (regression, tree-based algorithms, etc.)
• Expertise handling and manipulating data across its lifecycle in a variety of formats, sizes, and storage technologies to solve a problem (e.g., structured, semi-structured, unstructured; graph; hadoop; kafka)
Desired Qualifications :
• Advanced Quantitative degree (Master's or PhD)
• 7+ years of experience; work in financial services is very helpful, with preference to fraud, credit, cybersecurity, or other heavily quantitative areas
• Understanding of advanced machine learning methodologies including neural networks, graph algorithms, and other techniques
• Proficient with SPARK, H2O, or similar advanced analytical tools
• Analytical and Innovating Thinking
• Problem Solving and Business Acumen
• Risk and Issue Management, interpreting relevant laws, rules, and regulations
• Data Visualization, Oral and Written Communication, and Presentation Skills
Skills:
Analytical Thinking
Business Analytics
Data and Trend Analysis
Fraud Management
Problem Solving
Collaboration
Innovative Thinking
Monitoring, Surveillance, and Testing
Presentation Skills
Risk Management
Data Visualization
Interpret Relevant Laws, Rules, and Regulations
Issue Management
Oral Communications
Written Communications
Minimum Education Requirement : Bachelor's degree or equivalent work experience
Shift:
1st shift (United States of America)
Hours Per Week:
40
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