Manager, Financial Analysis (External Planning & Analysis)

Center 2 (19050), United States of America, McLean, VirginiaManager, Financial Analysis (External Planning & Analysis)

Capital One is seeking a Finance Manager to act as a strategically-minded leader, analyst, and top notch problem solver within our Card External Planning and Analysis team.  The scope of this hybrid role will serve two primary functions:

• Providing financial leadership and direction to our Card Data Models & Credit (DMC) team

• Providing analytical support to our broader team’s industry and competitive analysis agenda

Card DMC Financial Ownership:

Card DMC is an organization whose mission is to leverage Data, Models, and Credit to maximize the success of Capital One’s Credit Card business. We do this by making data a competitive advantage for US Card, using data and automation to scale our highest leverage processes, shortening the time required to deliver analytic insights to market, and supporting investments in platforms that deliver long-term enterprise value. 

The DMC Finance lead is a critical part of our Card Central organization, partnering closely with the department head to set the vision for how to assess and manage business performance, investment decisions, operating budgets, and more.  You would be expected to perform financial data analysis in preparing Profit & Loss or other statements and frequently build reports for leadership to support presentations and ad-hoc requests. This lead would also serve as a part of the broader Card Central Finance team, supporting their overall mission to help create insights about internal and external performance trends to inform the strategic decision-making and investment roadmap of Card. 

External Planning & Analysis Support:

Within this team, our analytical efforts supporting Card are centralized around three primary pillars:

• Analysis and benchmarking of the Credit Card industry against our own Card business through various growth metrics, customer segmentations, and access to public/private data

• Exploring and translating the various macroeconomic / industry trends driving consumer preferences into tangible and measurable headwinds and tailwinds on our Card business

• Driving innovation and insights through centralized portfolio analytics, which include deep-dives into Consumer Portfolio health, and strategic requests supporting high-impact presentations to Card leaders, the President of Card, and our Board of directors. 

In this combined role, you will reap the benefits of problem solving and creative thinking wearing numerous analyst hats (finance, strategy, business) and being in close proximity to our data environments for both finance and the business.  As an analyst, you will develop from needing to tackle both tactical problems that require a detailed understanding of data as well as more abstract problems that require creative thinking and close partnership with the business.  You will partner heavily with various teams across Card (https://i.e. Business Lines, Corporate Strategy, Card Finance, Credit Risk Management, etc.) to solve important business problems that will ultimately drive value to the company. You will be encouraged to drive insights, take risks, and seek out new responsibilities to create leverage for the team. For candidates that seek to be “strong generalists” and build a career in Capital One’s Card business, our team can be a powerful launch pad, providing a wide lens of visibility and opportunities to tackle different challenges facing Card. We aim to provide a pathway for top talent to pivot into rewarding careers within Capital One.

Responsibilities include:

• Financial forecasting:  Develop the Annual Budget, Monthly Financial Outlook and other financial reporting models to support business growth and strategic initiatives

• Financial analysis & reporting: Accurately analyze & explain key drivers and monthly variances, suggest actions to the business, and manage the regular reporting process

• Executive business presentations: Assist in development of presentations to communicate analysis results to senior audiences; clearly articulate outcomes to leadership teams

• Strategic & analytic orientation: A strong track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management

• Influence: Ability to build and leverage the capabilities of a high-performing team, as well as business partners across the enterprise. He/she should foster innovation, drive critical decisions, hold business partners accountable, and be able to consistently deliver results.

• Mentoring: Invest in the development of peer analysts in your org, helping them to develop as storytellers, analysts, and business leaders

Basic Qualifications: 

• Bachelor’s Degree or military experience 

• At least 4 years of experience in financial analysis and financial modeling

• At least 1 year of experience managing a Financial Planning & Analysis (FP&A) function

• At least 1 year of experience in Microsoft Office, Google Suite, or a combination

Preferred Qualifications: 

• Masters Degree in Business Administration (MBA), Accounting, Finance, or Economics

• Certified Treasury Professional (CTP) or Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license or Certified Financial Manager (CFM) 

• At least 6 years of experience in financial analysis and financial modeling

• At least 3 years of experience managing a Financial Planning & Analysis function and partnering with senior leaders and internal stakeholders

• 2-3 years of experience in Microsoft Office, Google Suite, or a combination

• SQL and Python experience

• Strong communication and influencing skills

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).