Credit Portfolio Senior Analyst
Erie County, NY
The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.
The successful candidate will be expected to analyze and manage a portfolio of customers and related risk exposures of North American Municipals, including:
Responsible for completion of annual, interim, and initial credit reviews for the covered portfolio
Gather required data in order to complete the credit review by utilizing credit systems and public data tools (e.g. Bloomberg, Moody's, S&P, and EMMA).
Assist with initial and ongoing credit due diligence and establishing/monitoring credit limits.
Point of contact for incoming credit and legal documentation requests, liaising with product management/relationship management/legal/support areas
Complete ad-hoc projects, assignments and reports as required and requested such as: the preparation of portfolio exposure data, portfolio reviews, stress testing, trigger monitoring and conduct a semi annual spread analysis for debt investment securities
Develop an understanding of financial and capital markets transactions, including debt investment securities and swap transactions, how they generate risk exposure, and how this affects extensions of credit to varied clients.
Develop a degree of technical and policy understanding with respect to credit risk, risk management and Citi Policy.
Streamline processes and firm-wide policies and procedures to be more reflective of current market conditions.
The ideal candidate will be an experienced, goal oriented individual with a proven track record of success and leadership. The candidate should also possess the following:
3 to 5+ years of previous work experience in Credit, Risk Management, or a related field
Basic understanding of financial accounting principals
Knowledge of capital markets trading and lending products, including derivatives
Experience/knowledge of Risk systems including CRC, PST, and Facility Management is highly beneficial
Advanced working knowledge of Microsoft Excel, PowerPoint and Word
Strong communication skills, used to partner with other groups and present to senior management
Motivated and confident to drive change
Attention to detail; unaffected by high pressure situations
Quantitative and intuitive skills in the risks inherent in capital markets products, transactions and positions
Formal credit training with experience working in a global financial institution
Real sense for how to build and support business growth
Active problem solver
Results oriented, resourceful, and adaptable to change
- Bachelor's degree/University degree or equivalent experience
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Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
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