Commercial and Investment Bank Credit Risk - Associate

oss selling the firm.

Job Responsibilities

• Be responsible for managing designated clients in the Hong Kong Credit Portfolio

• Work closely with the Senior Credit Risk Officer and Corporate & Investment Banking business partners to assist / manage the Client Credit Relationship

• Be able to work independently on end to end execution of transactions including due diligence, credit analysis, financial modeling, grading, structuring, credible challenge 1st line and formulate reasonable & holistic recommendations for Credit Executive Approval across industries.

• Be able to confidently lead client due diligence meetings with professional verbal & behavioral presence around clients and business

• Proactively use LLM across range of tasks to support production, analysis and enhance efficiency

• Ongoing active monitoring of the portfolio including limit/exposure and breach management and being the first point of contact for all queries related to portfolio

• Support local legal entity risk management requirements in line with local regulations

• Be able to network with teams across the bank and collaborate with stakeholders to achieve objectives

Required qualifications, capabilities, and skills

• Degree in Finance, Economics, or Accounting

• Minimum 3 years of experience in credit related role

• Strong written and verbal communication skills in both Chinese and English

• Possesses strong quantitative ability in analyzing and interpreting financial statements, draws well-thought out conclusions from analysis, and is credit trained

• Ability to work independently on detailed credit due diligence for complex transactions, i.e. leverage finance, structured derivatives transactions, etc. with strong credit analysis skills, product and industry knowledge.

• Organized, self-motivated, and proactive, with willingness to take initiative

• Flexible mindset with solution orientation (going beyond identification of risks)

• Strong teamwork/partnership approach (both with business partners and within Credit)

Preferred qualifications, capabilities, and skills

• Knowledge / experience of trade finance, derivative documentation (including ISDA and CSA), as well as familiarity with term sheets / loan documentations

ABOUT US

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.