Risk Management - Business Banking Credit Risk (Scored Credit Risk Center) - Executive Director

lder relationships to ultimately meet established goals and expectations (turn time, quality, and sound credit decisions). Through team leadership and direct work, this role diligently manages credit risk with the use of metrics, and works closely with key functional leaders (Sales, Operations, Product, Legal, Compliance, Technology and Controls).

Job Responsibilities

• Act as the primary Credit Risk Center contact for National Risk, Risk Strategy, Lending Product, Business Direct Center, and senior management providing any Scored process updates or improvements.

• Ensure high-quality Scored Credit Risk analysis acting with a sense of urgency, solving problems, to effectively meet benchmarks and expectations.

• Develop and maintain credit analysis templates that aid in the risk assessment of Scored Credit loans.

• Voice opinions clearly to credibly challenge opportunities to improve controls and efficiencies as well as lead Risk change initiatives.

• Improve processes for efficiency and credit quality.

• Represent JPMorgan in external risk-related discussions

• Manage and develop teams of Scored Credit Risk Managers and Credit Officers in Houston and Manila who conduct thorough credit risk analysis and make prudent credit risk decisions within authority levels.

• Direct accountability for Credit Officer quality and compliance with regulatory requirements.

• Collaborate with peers domestic and global, for consistent and timely coverage, across the national Graded & Scored Risk workload, according to risk appetite across various industries and geographies.

• Retain, develop and recruit high-performing talent.

Required qualifications, capabilities, and skills

• Bachelor's degree

• 10+ years of business credit risk experience with strong knowledge of Scored Credit and Cash Management Products

• Proven leadership and talent development skills

• Ability to build strong stakeholder relationships and challenge effectively

• Experience in risk assessment, regulatory management, and procedure development

• Excellent communication, analytical and problem-solving skills

Preferred qualifications, capabilities, and skills

• MBA or related Master's Degree preferred

ABOUT US

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

ABOUT THE TEAM

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Our business bankers work in the Consumer Bank to provide financial solutions to small business owners across the U.S. Customers turn to us for financing and advice as they start, run and grow their businesses. We partner with clients throughout the process, investing in our communities and people for the long-term.