Risk Management - Wholesale Lead Credit Officer - Vice President

o, and striving to be best-in-class.

Job Responsibilities:

• Manage new business credit requests for the merchant services product across all lines of business, including business banking, commercial banking and investment banking clients, across shared lending relationships and merchant only requests

• Conduct due diligence and credit analysis to assess prospect creditworthiness and make decisions independently, and recommendations to senior leadership as needed

• Coordinate with the credit coverage officer as applicable for shared banking relationships to advise on product specific risks and make recommendations

• Act as the primary point of contact for the business on new business requests, including interfacing with merchant services sales and bankers.

• Lead discussions and communications with both internal and external stakeholders, operating with a high degree of autonomy and accountability for outcomes

• Drive team development by mentoring associates and fostering a culture of holistic risk thinking and continuous improvement

Required Qualifications, Capabilities, and Skills:

• Bachelor's degree

• 5 years experience in a comparable environment, in a Credit Risk role

• High level of intellectual curiosity and understanding of credit risk

• Self-motivated with the ability to work independently and effectively in a team environment.

• History of working with high volumes and making sound decisions with a quick turnaround

• Strong interpersonal and communication skills, with the ability to establish credibility and trust with clients and internal stakeholders

• Understanding of key credit risk metrics and using those metrics to formulate decisions and recommendations to appropriately address risks, and mitigants to a proposed deal

• Ability to balance conflicting priorities, with various deals, projects and communications occurring simultaneously

• Ability to operate with a high degree of independence, leading communication, stakeholder calls and communicating recommendations to senior leaders as necessary

• Strong attention to detail with a history of working in a regulated environment

• Intermediate proficiency with Microsoft Office Applications

Preferred Qualifications, Capabilities, and Skills:

• Experience in payments or merchant services credit risk

• Advanced proficiency with Microsoft Office Applications

• Master's degree in a business related discipline, or other certifications including CFA, CPA or other applicable

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.