Principal Software Engineer (Fullstack)




Atlanta, GA

Why you should apply for a job to Mastercard:

  • 4.7/5 in supportive management
  • 69% say women are treated fairly and equally to men
  • 100% say the CEO supports gender diversity
  • Ratings are based on anonymous reviews by Fairygodboss members.


    Position summary


    Mastercard strives to be the trusted network for empowering small businesses to grow and thrive through compelling products and solutions accessible from our B2B customers and partners. This segment is central to Mastercard's growth strategy - not only because of the impact Small & Medium Enterprises have on local, regional, and global economies but also because of their significant role in the payment ecosystem as buyers and sellers.

    SME Engineering's organizational goal is to build innovative solutions and products that enable Mastercard to provide competitive solutions to small and medium businesses.

    We believe in lean teams delivering a lot of value, so you will be part of a lean team potentially driving impact for the platform buildout from scratch. The team will be addressing complex technical problems. It will work on the latest technology like Azure/AWS cloud-native services, GraphQL, High throughput SQL/key-value/document stores, Cloud-based services, and exposure to other Mastercard tech stacks as part of the development process.

    We will be iterating quickly and doing frequent brainstorming sessions welcoming new ideas and diverse perspectives to conceptualize new features. One of the core values of our team is to learn from each other irrespective of your level. Be part of Mastercard and embrace the "Mastercard Way" of - "Create Value, Grow Together and Move Fast" by doing the right thing, focused on "Decency, Inclusion, and Force for Good."

    Principal Software Engineer on products focused on Access to Capital - This team will be focused on all the products/functionality to enable SMEs to Access Capital. This domain will be accountable to create systems/components that can manage the lifecycle of an SME from - the need for capital, streamlining the search for sources, enabling lenders with visibility/confidence to lend to SME and the end-to-end process involved in this journey.

    Work on complex enterprise-wide initiatives spanning multiple services/programs and drives resolution
    • Work with business/product owners to architect and deliver on new services to introduce new products and bundles
    • Drive the architectural design, including dependent services, service interactions, and policies
    • Take ownership to improve the customer experience of an entire set of services/applications sold as products or bundled services
    • Contribute and lead Guild initiatives by engaging and mentoring Engineers at all levels to improve the craftmanship of Software Engineering
    • Simplify and improve the cost/benefit of a function/service/architecture strategy
    • Apply judgment and experience to balance trade-offs between competing interests
    • Venture beyond comfort zone to take on assignments across different areas of Software Engineering
    • Take on organization-wide and public speaking engagements and publishes white papers and blogs on relevant and emerging technical topics
    • Consult across teams and across organization lines to identify synergies and reuse opportunities
    • Participate and contribute to Principal review architecture meetings and drive resolutions to enterprise-wide challenges and regulatory needs
    • Write recommendations for job promotions based on an unbiased view of one's accomplishments
    • Conduct technical interviews for hiring engineering staff and raising the performance bar
    • Identify and raise awareness to Silo-ed behaviors within the organization and teams

    • Has experience providing technical leadership and delivering global projects across multiple locations and functions
    • Progressively grown career with proven design and development experiences in multiple languages, secure coding standards (e.g., OWASP, CWE, SEI CERT), and vulnerability management.
    • Understands internals of operating systems (Windows, Linux, Mainframe) to write interoperable and performant code.
    • Has skills to develop and evangelize on reference architecture and run principles to help teams adopt Engineering Principles from the start (poison pill, active/active/active, auto-scaling, self-healing, others)
    • Understands use cases for advanced design patterns (e.g., service-to-worker, MVC, API gateway, intercepting filter, dependency injection, lazy loading, all from gang of four) to implement efficient code
    • Understands and implements Application Programming Interface (API) standards and cataloging to drive API/service adoption and commercialization
    • Has skills to promote and coach teams on take on full stack development and facilitate end-to-end service ownership
    • Has skills to engage engineers across Technology organization to promote standard software patterns and reuse of common libraries and services
    • Has experience in leading and coaching teams to perform software planning and estimation for large scale complex programs
    • Has skills to drive trade-off discussions to set right development capacity based on value drivers (e.g., regulatory, security, new business, market parity, technical debt)
    • Has experience in design and execution of automation across multiple business areas and provides guidance on best methods and tools.
    • Has an expert understanding of DevOps best practices to guide developers and abstract application development from underlying hosting platforms and infrastructure
    • Performance engineering experience to ensure applications are built to scale, run, and perform for varying demands
    • Has skills to evaluate practices, metrics, and roles to continually optimize SDLC methodologies and automate processes to improve lead time and quality
    • Has skills to perform architecture and cost analysis for internal, hybrid, and public cloud environments
    • Has skills to succinctly articulate architecture patterns of complex systems, with business and technical implications, to executive and customer stakeholders
    • Has skills to define and drive advanced chaos and other operational testing practices to test points of failures, monitors, and system behaviors under adverse conditions (e.g., resource spikes, network congestion, component or infrastructure failure)
    • Has skills to implement advanced test set ups in production environment (e.g., A/B testing, canary releases, blue-green deployment, feature flags)

    Mastercard is an inclusive equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

    Corporate Security Responsibility

    All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

    • Abide by Mastercard's security policies and practices;
    • Ensure the confidentiality and integrity of the information being accessed;
    • Report any suspected information security violation or breach, and
    • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

    In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary based on location, experience and other qualifications for the role and may be eligible for an annual bonus or commissions depending on the role. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance), flexible spending account and health savings account, paid leaves (including 16 weeks new parent leave, up to 20 paid days bereavement leave), 10 annual paid sick days, 10 or more annual paid vacation days based on level, 5 personal days, 10 annual paid U.S. observed holidays, 401k with a best-in-class company match, deferred compensation for eligible roles, fitness reimbursement or on-site fitness facilities, eligibility for tuition reimbursement, gender-inclusive benefits and many more.

    Why you should apply for a job to Mastercard:

  • 4.7/5 in supportive management
  • 69% say women are treated fairly and equally to men
  • 100% say the CEO supports gender diversity
  • Ratings are based on anonymous reviews by Fairygodboss members.