VP-Senior Analyst - ABS Team (Legal Background)

Moody's

3.9

(9)

New York, NY

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  • #28089101

    Position summary

    re about our DE&I initiatives, employee development programs and view our annual DE&I Report at moodys.com/diversity

    Team/Department Description

    Moody's U.S. Consumer ABS New Ratings Team in the structured finance department is responsible for assigning new ratings to a wide variety of securitizations that are backed by consumer assets, including auto loans/leases, auto floorplan, credit cards, personal loans, student loans, solar loans/leases and timeshare loans. The team produces timely and high-quality research on developing trends and events in these asset classes through sector and issuer comments and in-depth research reports, and also participates in industry conferences and conducts investor/issuer meetings.

    Responsibilities

    We are targeting a candidate who possesses significant legal background in structured finance. The candidate will be responsible for collaborating with other lead analysts in analyzing complex legal issues and dimensioning the credit impact of legal risks. The candidate will also be developed to lead new U.S. Consumer ABS securitizations in certain sectors.

    In leading new transactions, the individual will be responsible for analyzing the portfolio, structural, legal, and other credit aspects and producing publishable research. The candidate will be expected to lead rating committees and offer their analysis of the legal and credit risk of the transactions, potential credit impact of the terms of the transaction documents and conduct appropriate market dialogue around transaction credit analysis. The individual is also expected to undertake special projects intended to enhance Moody's thought leadership in credit markets and operational efficiencies.

    Responsibilities

    • Act as the team's go-to resource for legal matters and effectively collaborate with other lead analysts in analyzing complex legal issues and dimensioning their credit impact.

    • Develop other lead analysts' capabilities in analyzing legal risks.

    • Act as lead analyst for new U.S. consumer ABS transactions. Analyze transaction credit risks, model cash flows and transaction/legal documents to formulate rating recommendations and opinions.

    • Communicate effectively with customers, including arrangers, issuers, investors, and outside legal experts.

    • Represent the team in operational reviews, issuer and investor meetings, and industry events.

    • Write publishable research, including transaction-related reports, articles and in-depth reports on credit and legal issues affecting the industry.

    Qualifications

    • Advanced law degree or master's degree in economics, statistics, applied mathematics, financial engineering or related quantitative field. Or bachelor's degree in economics, statistics, applied mathematics, financial engineering or related quantitative field with at least ten or more years of experience as a credit analyst.

    • Solid legal experience in the securitizations field.

    • Excellent verbal and written communication and presentation skills.

    • Solid modelling skills and ability to perform cash flow analysis using analytical tools, or willingness and ability to develop these skills.

    • Sound judgment and highest ethical standards.

    • Capable of developing independent opinions and defending own views clearly and succinctly.

    • Professional, pro-active, collaborative, responsive.

    • Highly organized and efficient, with ability to multi-task and meet tight deadlines.

    • Strong teamwork skills and works well with colleagues with different viewpoints.

    • Ability to work on own initiative, without the need for close supervision.

    Preferred Qualifications

    • Knowledge of and work experience in consumer ABS is desirable.

    • Master's degree or advanced law degree is highly desirable.

    • Strongly prefer knowledge of and working experience with various legal documents for securitizations, including legal counsel experience

    Other considerations

    • Open to reviewing candidates with less years of experience with relevant skills for the role.

    For US-based roles only: the anticipated hiring base salary range for this position is [[$192,500 - [[$279,200, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role may be eligible for a completion bonus. Moody's also offers insurance and a discounted employee stock purchase plan for limited duration employees.

    Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion, national origin, citizen status, marital status, physical or mental disability, military or veteran status, sexual orientation, gender identity, gender expression, genetic information, or any other characteristic protected by law. Moody's also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email [email protected]. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

    For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

    This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

    Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement. Click here to view our Notice to New York City Applicants.
    Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
    For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet

    Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee's tenure with Moody's.

    Why you should apply for a job to Moody's:

  • 78% say women are treated fairly and equally to men
  • 89% would recommend this company to other women
  • 100% say the CEO supports gender diversity
  • Ratings are based on anonymous reviews by Fairygodboss members.
  • Moody’s Women’s ERG seeks to enhance the recruitment, retention, promotion and professional development of female professionals.
  • RE-IGNITE is a paid 16-week return to work program designed for individuals wishing to restart their careers after a career break.
  • Commitment of $1 million over the next five years to promote equal justice and advancement of the Black community.