Loan Pricing Analytics AssociateDallas, United States of America
WHAT YOU WILL BE DOING
The Associate, Pricing prepares analysis and assists in implementing corporate pricing strategies and changes to increase profit or reduce risk by adjusting price while optimizing market share.
Provides detailed quantitative analyses in support of identifying and vetting new opportunities to drive the organization's revenue and mitigate risk
Supports elements of global pricing strategy development and refinement, including global pricing opportunity identification and pricing change planning
Manages aspects of rate change opportunity vetting and forecasting, including but not limited to business case and stakeholder impact assessment development on Annual Operating Plan/Multi-Year Plan from proposed new fees/services and/or rate modifications.
Works within cross-functional team and product/service owners to develop pricing for new products and services.
Researches, develops and implements competitive pricing programs and/or banking products and services for various lines of business to appropriately price based on risk, deposit, or credit goals while maintaining profitability.
Continuously monitors the market and competitor strategies to ensure pricing is in line to provide consumers and/or clients a fair price while maintaining market share and/or deposit levels.
Plans, directs and facilitates all phases of the pricing strategy changes from inception through introduction into the marketplace.
Ensures products meet regulatory and industry standards.
Education: Bachelor's Degree or equivalent work experience in Finance, Management, Economics or equivalent field
Work Experience: 5+ years ; Pricing and/or pricing processes experience.
Strong background in accounting, financial modeling and forecasting
Proficiency with SQL and/or SAS
Overall proficiency with MS Office (Outlook, Word, PowerPoint); Advanced MS Excel skills
Personal presence and ability to clearly communicate compelling messages in written and verbal communications
Proven ability to lead cross-functional teams through influence versus direct management; excellent interpersonal skills
Superior communication and analytical skills, including strong ability to identify and solve ambiguous problems
Excellent customer experience intuition; demonstrated success in creating innovative and user-friendly software applications and customer-facing features
Data-driven, experience in customer behavior analysis to drive product insights, including experience with web/mobile analytics platforms/tools
At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.
Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.
Bachelor of Science (BS) English
Primary Location: Dallas, TX, Dallas
Other Locations: Texas-Dallas
Organization: Santander Consumer USA Inc.
AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO
Maternity leave coaching
Backup child care
Short term disability
We’re Santander US, and we’re wholly owned by Santander Group, a global financial institution that serves more than 150 million customers worldwide. Here in the United States, we employ more than 14,000 people and serve more than 5 million customers through our businesses: