Underwriting & Portfolio ManagementNew York, United States of America
WHAT YOU WILL BE DOING
The Associate will be responsible for underwriting new transactions and monitoring a portfolio of loans within Structured Finance, which include Project Finance and Fund Finance loan products.
Underwrite new transactions in a timely manner.
Analyze third party reports and external financial models.
Build financial models and projections.
Prepare loan approval packages for credit committee highlighting key credit aspects of the transaction.
Monitor a portfolio of transaction and recommend changes to internal ratings based on changes in borrower’s credit quality.
Review reports from the borrowers.
Perform reviews on borrowers, which includes analyzing performance, projecting financial metrics, updating ratings, and preparing credit review packages.
Provide portfolio management support.
Bachelor's Degree or equivalent in Finance, Business, Accounting, Engineering, Economics, or a related field.
MBA or CFA Charter holder is a plus.
At least 6-9+ years of related experience that includes underwriting across various asset classes in various markets.
Understanding of the key risk characteristics of each product
Strong analytical and presentation skills
Ability to work well with others and on teams
Good business judgement and sound credit skills
Excellent written and verbal communication skills
Ability to multi-task, prioritize activities, and meet deadlines while working in a fast-paced environment
Proficiency with Microsoft Office, including Word, Excel, and PowerPoint
Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.
Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions: Frequent Minimal physical effort such as sitting, standing and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.
Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.
For NYC Job Applicants: The base annual salary range for this position is $126,000-$165,000. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Primary Location: New York, NY, Madison Ave Corp
Other Locations: New York-New York
Organization: Banco Santander S.A.
AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO
Maternity leave coaching
Backup child care
Short term disability
We’re Santander US, and we’re wholly owned by Santander Group, a global financial institution that serves more than 150 million customers worldwide. Here in the United States, we employ more than 14,000 people and serve more than 5 million customers through our businesses: