VP, Sr. Associate, Credit Risk- Commercial Real Estate

VP, Sr. Associate, Credit Risk- Commercial Real EstateNew York, United States of America

WHAT YOU WILL BE DOING

Job Function Description:

• Ensures adherence to the policies and procedures established by the company.

• Manages policy, standard definition and monitoring of policy, standard implementation, ensuring harmonization and consistency of risk policies.

• Monitors and manages risk/exposure and compliance with the company's policies.

• Identifies, manages and reports on the company's risk areas.

• Evaluates the adequacy and effectiveness of data, document retention, and monitors systems.

Essential Functions / Responsibility Statements:

• Oversees and ensures consistent quality control, accuracy, and compliance with internal policies and regulatory requirements for reporting processes.

• Ensures and executes ongoing maintenance of controls, mitigation plans, testing, and/o credit risk assessments.

• Partners with the accountable business owner for effective 1st and 2nd line of defense Risk Management and Controls.

• Provides oversights on risk-management content/processes

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education: Bachelor's Degree or equivalent work experience

Work Experience: 5-7 years ; Risk Management, Credit Risk or Internal Audit experience.

Skills and Abilities:

• Advanced knowledge of the operational, accounting, credit, regulatory, market and technological risks within Financial Industry.
• Demonstrated knowledge of credit policies and procedures, regulations and applicable law(s).
• Demonstrated credit analysis skills for understanding/tracking counter party performance and market risk & modeling skills for evaluating trade positions and the related counter party risk exposures.
• Demonstrated track record interacting with the regulators, external and internal audit.
• Superior project management skills.
• Excellent written and verbal communication.

Ability to interact with all levels of management, work independently and in a team environment.

Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.

Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions: Frequent Minimal physical effort such as sitting, standing and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.

Employer Rights: Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.

For NYC Job Applicants: The base annual salary range for this position is $118,764-$175,000. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Masters of Science (MS) English

Primary Location: New York, NY, New York

Other Locations: New York-New York

Organization: Banco Santander S.A.

AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO