National Accounts Underwriter

The Hartford



Hartford, CT


Position summary

You are a driven and motivated problem solver ready to pursue meaningful work. You strive to make an impact every day & not only at work, but in your personal life and community too. If that sounds like you, then you've landed in the right place.

As a National Accounts Technical Underwriter at The Hartford, you’ll be responsible for underwriting the casualty lines for accounts with typically more than 500 employees, which are written utilizing loss sensitive plans, such as Large Deductibles and Self-Insured Retentions. You will assist the Field Team in underwriting new business opportunities from brokers and agents, as well as manage a renewal book of business. You’ll rigorously analyze underwritten information to assess and price risk for each account and develop a sales strategy for new business opportunities.  As a National Accounts Underwriter, you will be responsible for collaborating with your field team in underwriting portfolio management and growth in your assigned territory while maintaining strong returns and profitability.

This position may be filled at a different level, depending on candidate’s experience

  • Identify and analyze information on risks' operations and key exposures/controls. Determining what additional information is necessary to perform a thorough analysis.
  • Identify and analyze loss trends and understanding sources of loss information and differences in quality and applicability of the sources.
  • Develop mastery level knowledge of loss rating concepts for each line.  Analyzing relationship between outside factors and the model, and adjusts loss rating accordingly, justifying position.
  • Develop mastery level knowledge of all rating plans and variable options.  Making appropriate pricing decisions that balance need for growth and profit.  Understanding the effect that individual account decisions have on overall book. 
  • Follow all underwriting & pricing guidelines and obtain management approval if warranted.  Recognize when guidelines may need adjustment and escalating to the management team.
  • Develop master of coverage forms evaluate and set coverage terms, utilizing company and National Account guidance to respond to account/broker requests
  • Maintain positive and productive relationships with Field Team.  Communicating all decisions effectively, including those from National Accounts' management.
  • Identify opportunities to expand the reach and profitability of The Hartford's National Account's business.
  • In collaboration with the field team involved in new business or renewal presentations/meetings with accounts and/or brokers as needed.
  • Identify areas for improvement in tools and in various projects to support National Accounts growth and profitability objectives.

We have a collaborative and results oriented environment, where approachable industry leaders mentor and inspire their teams to win in the market and have fun while doing it.

We’ll Be a Good Match if You Have:

  • A customer-first mindset, putting our customers at the center of everything you do.
  • A passion for making decisions through both analyzing h data and employing critical thinking skills.
  • A team spirit and desire to work collaboratively.
  • A financial mindset to help make the best decisions.
  • Ability to own our work and following through on commitments.
  • Ability to decipher and execute within a fluid and changing business environment.
  • An understanding of how to build relationships and trust among diverse groups.
  • The ability to advance their careers into technical OR leadership positions


  • Bachelor’s Degree preferred, or equivalent combination of education, training and experience
  • 5+ years of Property and Casualty underwriting experience
  • Experience handling loss-sensitive accounts preferred
  • Demonstrated success in developing and maintaining solid relationships with all internal and external business partners
  • Excellent communication, interpersonal and presentation skills
  • An ability to think analytically about business problems, make recommendations and propose solutions.
  • High energy self-starter, who is resilient and has an entrepreneurial spirit
  • Demonstration of solid time, organizational, and desk management skills
  • Goal-oriented and delivers outcomes
  • Ability to challenge the status quo and compete to win
  • Superior technical knowledge and sound decision-making and analytical skills.


The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$118,800 - $189,720

Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us | Culture & Employee Insights | Diversity, Equity and Inclusion | Benefits

Senior Executive Underwriter - UW07CC

Why you should apply for a job to The Hartford:

  • 4.5/5 in overall job satisfaction

  • 4.5/5 in supportive management

  • 77% say women are treated fairly and equally to men

  • 88% would recommend this company to other women

  • 95% say the CEO supports gender diversity

  • Ratings are based on anonymous reviews by Fairygodboss members.
  • The Professional Women’s Network (PWN) provides professional support, growth, advancement and networking to enable greater gender balance.

  • The Hartford offers diversity awareness training known as Appreciating Differences and Managing Inclusion.

  • Employees will be provided with leave of up to four weeks and paid at a rate of 100 percent of their base pay.