Overview

Who we are

Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for diverse, talented team members who want to Dream. Do. Grow. with us.

An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company – delivering on Toyota’s vision to move people beyond what’s possible. At TFS, you will help create best-in-class customer experiences in an innovative, collaborative environment.

Who we’re looking for

The TFS Treasury organization is looking for a passionate and highly motivated Treasury Funding & Liquidity Analyst. 

This job will support the Sales & Trading Team, Treasury Department, and Toyota Financial Services by marketing Toyota fixed income products (commercial paper, master notes, corporate notes, and asset-backed securities) directly to institutional clients (i.e. Asset Managers, Financial Institutions, Government Entities, Insurance Companies, and Corporations) in order to provide consistent access to low-cost funding throughout all market cycles.

This position will assist in managing the short-term investment portfolio and executing corresponding hedge transactions for affiliated debt issuance. This job will also partner with Treasury Risk Management, Debt Capital Markets, and the Treasury Derivatives Group. 

Reporting to the Treasury Manager – Sales & Trading, this position will support Global Toyota Financial Services affiliates’ asset growth plans by sourcing additional funding to meet increasing business needs while managing investments in an optimal and efficient manner.

What you’ll be doing 

Debt Issuance and Sales

• Research, source, and market Toyota debt products directly to U.S. institutional investors and assist the region in meeting its daily funding goals as mandated.
• Coordinate with Region Manager on presentations and investor/client review meetings (portfolio managers, traders, and/or credit/research analysts) to ensure continued client satisfaction and loyalty.
• Execute debt issuance and cross-currency swaps to achieve competitive funding costs and ensure all trades are in compliance with TFS policies/procedures. Identify and understand client objectives and risk tolerance within their investment policy.
• Implement resolutions to trade disputes, and create and maintain all required documentation for region activity.
• This position is also responsible for expanding the existing TFSB broker-issued CD funding platform while researching and implementing any new sources of affiliate funding.

Investment and Fundamental Analysis

• Execute transactions pursuant to TFS&TFSB investment policy in order to maintain adequate liquidity and maximize investment return.  
• Research and monitor fixed-income sectors for relative value investment opportunities, which include U.S. Treasury & Agency Notes, Mortgage-Backed Securities, Municipal debt, SBA loans, Corporate Notes, Asset-Backed Securities, Certificates of Deposits, and other money market instruments.  
• Analyze global macro-economic data in order to enhance the investment portfolio returns and provide input for the Liquidity Investment Portfolio strategy.
• Responsible for fundamental credit analysis and research within the investment-grade corporate sector; identify risks, prepare market, and credit write-ups. 

Project and Product Management

• Participate in project teams for new debt products, currency & interest rate hedging, contingent sources of liquidity, bank credit/relationship management, investment research, technology, and operational improvements. This includes understanding the objective/business purpose, outlining phases/ steps/milestones, defining ‘ideal state’ and ‘current state’, progress reporting, and timeline.

Marketing and Investor Relations

• Collaborate with Region Manager on developing sales/marketing strategy, region performance, and trading activity.  
• Execute regional marketing strategy to increase distribution of Toyota fixed income products and investor awareness.
• Update periodic investor relations materials for the TFS website, industry conferences, and for client presentations.

Workflow Improvements

• Identify operational/workflow inefficiencies and implement formal/informal process improvement initiatives.  

• Provide strategic and tactical recommendations to senior management for funding and investment strategies; work on special projects as directed.

• Provide input into staffing needs, coaching, cross-training other team staff; engaging in professional and self-development activities.

What you bring 

• Advanced Degree (MBA/MS).
• Relevant years of work experience (in a similar field and/or industry).

Added bonus if you have 

• FINRA Series 7.

• FINRA Series 63/65.

• Chartered Financial Analyst (CFA).

• Software experience (Bloomberg).

• Advance statistics/data analytics.

What we’ll bring

During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include:

• A work environment built on teamwork, flexibility, and respect.

• Professional growth and development programs to help advance your career, as well as tuition reimbursement.

• Vehicle purchase & lease programs.

• Comprehensive health care and wellness plans for your entire family.

• Flextime and virtual work options (if applicable).

• Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute.

• Paid holidays and paid time off.

• Referral services related to prenatal services, adoption, childcare, schools, and more.

• Flexible spending accounts.

• Relocation assistance (if applicable).

To save time applying, Toyota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for this position at this time.

Belonging at Toyota

Our success begins and ends with our people. We embrace diverse perspectives and value unique human experiences. Respect for all is our North Star. Toyota is proud to have 10+ different Business Partnering Groups across 100 different North American chapter locations that support team members’ efforts to dream, do and grow without questioning that they belong. As a company that has been one of DiversityInc’s Top 50 Companies for Diversity and a member of The Billion Dollar Roundtable supporting minority and woman-owned suppliers for over 10 years, we are proud to be an equal opportunity employer that celebrates the diversity of the communities where we live and do business. 

Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.

Have a question or need assistance with your application? Please send an email to [email protected].