Looking to help others? Want to use your career to effect real change in the world? Hoping to learn and grow in your career? If so, then a role in public service could be the one for you.
Public service is a broad field encompassing many different jobs, specialties and niches. Beyond giving you a forum for making a difference, it offers a number of benefits. One of them, although not a benefit of every public service job, is student loan forgiveness, meaning you won't need to pay back parts or all of your student loans.
What else should you know before pursuing a public service job? Let’s take a look.
• Americorps (including Teach for America)
• Peace Corps
• Government agencies at various levels
• Protective services
• Public health services
• Public safety services
• Disaster response services
• Military services
• Law enforcement services
• Public schools
• Nonprofit private schools
• Institutions of higher learning (public or nonprofit private)
• Foreign services
• Youth services
• Library services
• Red Cross
• Legal services
• The Salvation Army
• Accounting and finance
• Administration and office services
• Biological engineering
• Civil engineering
• Environmental engineering
• Forestry
• Information technology (IT)
• Graphic design
• Healthcare and medicine
• Management
• Marketing
• Mental health counseling
• Research
• Social work
• Teaching and education, including English as a second language (ESL)
• Writing and journalism
According to the Federal Student Aid office, an office of the U.S. Department of Education, you must be employed full-time by a U.S. federal, state, local or tribal government or not-for-profit organization that is tax-exempt under Section 501(c)(3) of the Internal Revenue Code to qualify for public service loan forgiveness (PSLF). Your eligibility is not determined by your particular role or job but by the nature of your employer.
You must also have direct loans, repay your loans under an income-driven repayment plan and make 120 qualifying payments. Loans from the William D. Ford Federal Direct Loan Program qualify for forgiveness.
The FSA office suggests submitting a Public Service Loan Forgiveness (PSLF) & Temporary Expanded PSLF (TEPSLF) Certification & Application (PSLF Form) each year (or any time you change employers).
Certain agencies specifically are not eligible for loan forgiveness, including labor unions, partisan political organizations and for-profit organizations. The latter category encompasses for-profit government contractors; contractors are only eligible if they are “directly employed” by a qualifying employer (in other words, the employing organization, not the contracting organization, is what counts). Some types of nonprofits that aren’t tax-exempt under Section 501(c)(3) may still qualify, depending on the types of services they provide. Be sure to check with an organization where you're considering working to see if they offer PSLF.
Visit the FSA office’s website to learn more about whether you qualify for student loan forgiveness.
There are many ups and downs to public service jobs. Here are 10 things you should know before you commit to a role in the sector.
Public service jobs have a reputation of being low-paying, but that’s not the case across the board. While positions in, say, Americorps are low-paying, others have high earning potential. Particularly those that require graduate degrees. Some programs also offer incentives, such as stipends to cover your basic needs (food, housing and more), along with student loan forgiveness, retirement benefits and insurance.
Public service jobs are by no means a fallback — and if you’re thinking of pursuing one because you can’t find a job, you rethink it. Teach for America, for example, is extremely competitive, accepting only approximately 15% of applicants annually — most of whom are high-achieving students or professionals in their fields.
And that’s not the only job that frequently turns down applicants. Public service roles shouldn’t be your “safety” job — they can turn into highly lucrative, prestigious positions in their own right, often leading to other jobs...
Public service roles are far more than simply a stepping stone. If you do well in your initial position, it could open up jobs in a wide range of industries — not just the one you pursued initially. Many employers see public service jobs as excellent preparation for careers in any number of sectors, depending on where and how you gained experience. Plus, they will recognize that many jobs in this sector are extremely competitive and view your application highly if you chose to pursue an off-the-beaten-path role prior to applying for a role in the private sector.
Perhaps you’ve heard some scary stories about employees working crazy hours at their public-service jobs. And it’s true — there are some organizations and roles that demand a considerable amount of time. Others, however, don’t demand hours that fall outside of a typical 40-hour workweek. In fact, in some positions, you may not even be allowed to work longer hours as per government or organizational roles.
It’s important to realize that even at jobs that usually have fairly fixed hours, you could find that situations arise that require all hands on deck, and you’ll be asked to work additional hours.
If you have a specific assignment, such as one through Americorps, you may be watching the impending end date with dread. And yes, some assignments do, in fact, end. But there could very well be opportunities for renewal in some cases.
You could also be able to advance in your career and climb the ranks at your organization, whether there was originally a fixed-end date or not. Either way, there is often plenty of room for growth in the public service sector at nonprofit organizations, government agencies and other types of employers.
Roles in the public sector are constantly evolving, as are the organizations themselves. Even if you were hired to perform one specific set of responsibilities, you may well find yourself taking on other roles and demands, too. This is true from the entry-level assistant all the way up to the CEO — it’s not unlikely that you’ll encounter your boss or your boss’s boss pitching in with various tasks, however “low-level” they might seem.
If you’re considering a career in the public sector, you must be willing to accept that any role you take on could evolve. You’ll need to approach the job and the organization with an open mind and embrace the possibility of change.
Is public service for you? It's not the right course for everyone, but for some, it's the perfect place. Here are three signs it’s the right path for you to pursue.
By now, you've read through this article and probably have a better sense of what the world of public service entails. Does it sound like the right place for you? Could you see yourself thriving there and making a meaningful difference and contribution? If this sounds like you, then it could be time to make the leap and find your path in this important sector.