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ited to learn all aspects of our business. Our customers count on us daily, therefore we take our mission seriously. We believe it all comes down to adding value, cultivating relationships, and earning trust. That's why GM Financial needs passionate, innovative, and spirited team members just like YOU.
This position will be located in Arlington, Texas and following a hybrid work model. Hybrid (Combination of work from home and in-assigned office location)
RESPONSIBILITIES
About the role:
You as The Commercial Credit Analyst are responsible for researching and analyzing credit risks, assessing credit history and approving or denying extension of credit to potential commercial customers. You will develops and maintain positive business relationships with dealers, field sales staff and supporting departments within GM Financial, and renders appropriate credit decisions for commercial financing requests.
In this role you will:
Analyze commercial credit applications to determine the degree of risk involved in extending credit and make prudent business decisions to approve or deny the extension of credit within established credit authority
Analysis of financial statements, collateral, debt service, personal financial statements and personal cash flow, as applicable to the size and complexity of the commercial transaction
Develop and maintain business relationships with dealership personnel that ensure volume objectives and credit quality while maintaining acceptable service levels
Effectively maintain consistent purchase policy based on dealer support, portfolio liquidation, and management direction
Perform outbound calls to GM dealer body in an effort to educate on GM Financial Commercial products to increase and establish captive relationship
QUALIFICATIONS
What makes you a dream candidate?
Knowledge of credit underwriting preferred
Understanding of dealer operations preferred
Ability to interface with all levels of management and meet deadlines
Ability to make sound business decisions based on policies and procedures
Detailed oriented and capable of managing multiple opportunities simultaneously
Excellent customer service skills and must be self-motivated and able to work independently
Experience
High School Diploma or equivalent required, Bachelor's Degree in Accounting, Finance or in related field preferred
Previous automotive lending and/or credit buying experience preferred
What We Offer: Generous benefits package available on day one to include: 401K matching, bonding
leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.
Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.
Compensation: Competitive pay and bonus eligibility
Work Life Balance: Flexible hybrid work environment
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