Credit Underwriter II/Credit Officer I - Global Renewable Energy Credit

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Job Description:
This job is responsible for analyzing credit and investigating existing and prospective clients and counterparts. Key responsibilities include focusing on but not limited to credit, market, and reputational risk; as well as adherence or monitoring of credit risk policies, risk appetite, and reporting, including but not limited to Top of House (TOH) and Line of Business (LOB) specific reports or regulatory related reporting.

Responsibilities:

• Sets or supports the oversight of the ongoing management of risk parameters and guardrails for credit risk while ensuring adherence to risk appetite/limits, and actively inspects and/or designs risk scenarios to implement decisions

• Supports the credit approval process and therefore is accountable for overall portfolio performance and asset quality, including underwriting, structuring and monitoring tasks

• Conducts analysis, inspects and/or develops credit risk reporting for specific products, and monitors and reports on key indicators for changes in credit quality to communicate to senior management

• Ensures adherence to policy and standards and performs due diligence that the risk is within the bank's defined risk appetite, using knowledge of stress testing and its applicability to credit risk

• Supports monitoring of adherence to industry risk governance, as well as monitoring for potential operational, reputational and market risk issues

• Identifies risks early that could impact the assigned portfolio and coordinates with business counterparts to resolve portfolio issues

Required Qualifications:

• 3+ yrs experience in Commercial Credit, Corporate Credit or Project Finance environment, with understanding of loans, trading, and treasury products for Credit Risk Officer

• Able to soundly manage the portfolio and justify rationale for recommended transactions.

• Must have ability to manage the most complex transactions, possess strong credit skills and transaction experience, and demonstrate the ability to work with senior officers, business partners, and clients.

• Must be able to independently lead diligence efforts, make approval recommendations, negotiate loan documentation, and execute timely closings

Desired Qualifications:

• BA Degree in Finance or related major

• MBA or finance-related Masters degree

Skills:

• Credit and Risk Assessment

• Financial Accounting

• Issue Management

• Portfolio Analysis

• Risk Analytics

• Attention to Detail

• Business Intelligence

• Collaboration

• Interpret Relevant Laws, Rules, and Regulations

• Regulatory Compliance

• Oral Communications

• Presentation Skills

• Prioritization

• Project Management

• Written Communications

Shift:
1st shift (United States of America)

Hours Per Week:
40

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