Analyst (Structured Finance Group)

nt Description**

Moody's U.S. ABS Ratings Team in the structured finance department is responsible for assigning or monitoring ratings to a wide variety of securitizations that are backed by consumer loans such as auto loans/leases, credit cards, personal loans and student loans or corporate loans such as equipment leases, small balance commercial loans and rental cars. The team produces timely and high-quality research on developing trends and events in these asset classes through sector and issuer comments and in-depth research reports, and also participates in industry conferences and conducts investor.

Responsibilities

The individual will be primarily responsible for analyzing the underlying asset portfolio, structural, legal, deal-level financial modeling and other credit aspects of new U.S ABS structured finance transactions either on the corporate ABS new ratings team or consumer ABS surveillance team and producing publishable research. The candidate is expected to maintain a good understanding of relevant industry and current trends and will engage with industry participants. The individual is also expected to undertake special projects intended to enhance Moody's thought leadership in credit markets and operational efficiencies. The candidate will be expected to lead rating committees, formulating strong rating rationale and presenting at rating committees and offer their analysis of the credit risk of the transactions, potential credit impact of the terms of the transaction documents across multiple asset classes and conduct appropriate market dialogue around transaction credit analysis.

Main Responsibilities

• Act as lead rating analyst for U.S. ABS transactions. Analyze transaction credit risks, model cash flows and analyze transaction and legal documents to formulate rating recommendations and opinions

• Communicate effectively with customers, including arrangers, issuers, investors, and outside legal experts

• Represent the team in operational reviews, issuer and investor meetings

• Write publishable research, including transaction-related reports, articles and in-depth reports on credit issues affecting the industry

• Contribute to projects to improve efficiency or strengthen the analytical process.

Qualifications

• Master's degree in economics, statistics, applied mathematics, financial engineering or related quantitative field with at least two or more years of experience as a credit analyst. Or bachelor's degree in economics, statistics, applied mathematics, financial engineering or related quantitative field with at least four or more years of experience as a credit analyst.

• Excellent verbal and written communication and presentation skills

• Strong modelling skills and ability to perform cash flow analysis using analytical tools

• Sound judgment and highest ethical standards

• Capable of developing independent opinions and defending own views clearly and succinctly

• Professional, pro-active, collaborative, responsive

• Highly organized and efficient, with ability to multi-task and meet tight deadlines and deliver in a fast-paced environment

#LI-Hybrid

For US-based roles only: the anticipated hiring base salary range for this position is [[$133,100 - [[$192,950, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion, national origin, citizen status, marital status, physical or mental disability, military or veteran status, sexual orientation, gender identity, gender expression, genetic information, or any other characteristic protected by law. Moody's also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email [email protected]. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement. Click here to view our Notice to New York City Applicants.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.