Payments Compliance Counsel, AMS

ts subject matter expertise. This role requires a strong understanding of payments regulatory compliance within the fintech industry, particularly in the creator economy, as well as the ability to work closely with cross-functional teams, including legal, compliance and business partners to drive operational excellence and achieve strategic goals.
The ideal candidate should be willing to work in a fast-paced environment with cross-functional teams in different timezones and embrace challenges to navigate the laws of various jurisdictions in the Americas. The successful candidate will have a high degree of ownership of the solutions they propose and the ability to make sound judgements, as well as systematic and impactful changes at our rapidly growing company. This role provides an excellent opportunity for a talented candidate to enhance their payments regulatory compliance skills, and to carve out opportunities to grow and develop.

You Will:

• Understand and provide advice regarding money transmission and stored value laws, and payment network rules, and work with compliance, product, legal, and operations to provide strategic guidance and interpretation of these laws and rules.
• Assist product counsels in reviewing new products and features by providing subject matter expertise in the payments and financial services space.
• Manage projects that span several departments, partners, and product offerings in the Americas.
• Understand and communicate complex risk, legal, and regulatory concepts to internal and external stakeholders.
• Establish strong working relationships and build trust and credibility with business leaders influencing and supporting a culture of payments compliance.
• Review and negotiate agreements with third-party payment service providers and other financial services companies and banks.
• Additional projects and ad-hoc work as necessary to support the E-Commerce, LIVE, Global Payments and Global Legal Compliance teams.

Qualifications

Minimum Qualifications:
-Deep understanding of payments regulatory compliance laws, including skillfully interpreting and applying legal concepts in ambiguous situations.
-Proven ability to lead complex legal matters, exhibiting a high level of autonomy and responsibility.
-Strong grasp of both business and legal implications, coupled with a well-attuned understanding of risk.

Preferred Qualifications:
-Experience with payment product compliance advisory and review, including risks and regulations for consumer financial services.
-Essential experience with US and Canadian money transmission, remittance, stored value, and prepaid access laws and payment network rules.
-Ability to interpret regulations and simplify complex information into understandable communications.
-Excellent cross-functional collaboration skills, including engaging with leadership, external partners, and regulators.
-A proactive, pragmatic self-starter with strong analytical and problem-solving skills, capable of managing heavy workloads.
-Experience reviewing and negotiating commercial agreements with payment and financial service providers.
-Global or regional experience gained in the fintech startup space or creator economy industry.

Job Information

[For Pay Transparency] Compensation Description (annually)

The base salary range for this position in the selected city is $170667 - $319200 annually.

Compensation may vary outside of this range depending on a number of factors, including a candidate's qualifications, skills, competencies and experience, and location. Base pay is one part of the Total Package that is provided to compensate and recognize employees for their work, and this role may be eligible for additional discretionary bonuses/incentives, and restricted stock units.

Benefits may vary depending on the nature of employment and the country work location. Employees have day one access to medical, dental, and vision insurance, a 401(k) savings plan with company match, paid parental leave, short-term and long-term disability coverage, life insurance, wellbeing benefits, among others. Employees also receive 10 paid holidays per year, 10 paid sick days per year and 17 days of Paid Personal Time (prorated upon hire with increasing accruals by tenure).

The Company reserves the right to modify or change these benefits programs at any time, with or without notice.

For Los Angeles County (unincorporated) Candidates:

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws including the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Our company believes that criminal history may have a direct, adverse and negative relationship on the following job duties, potentially resulting in the withdrawal of the conditional offer of employment:

1. Interacting and occasionally having unsupervised contact with internal/external clients and/or colleagues;

2. Appropriately handling and managing confidential information including proprietary and trade secret information and access to information technology systems; and

3. Exercising sound judgment.