Payments Counsel, AMS

Canada, and LATAM.

• Advise product counsel on new products and features by providing subject matter expertise in payments and financial services.
• Review and negotiate agreements with third-party payment service providers, financial services companies, and banks in partnership with Payments Commercial Legal.
• Manage cross-functional projects spanning multiple departments, partners, and product offerings across the Americas.
• Communicate complex risk, legal, and regulatory concepts clearly to internal and external stakeholders.
• Build strong working relationships with business leaders, fostering a culture of payments compliance and trust.
• Support the E-Commerce, LIVE, Global Payments, and Global Legal Compliance teams with additional projects and ad-hoc work as needed.

Qualifications

Minimum Qualifications

• J.D. (or equivalent law degree) and active bar membership in at least one U.S. jurisdiction.
• Experience advising on U.S. federal and state money transmission, stored value, and prepaid access laws.
• Experience with payments regulatory compliance in the fintech or financial services industry.
• Demonstrated ability to interpret regulations and regulatory guidance and translate them into actionable business advice.
• Experience working with cross-functional teams, including legal, compliance, product, and business stakeholders.
• Strong written and verbal communication skills, with the ability to simplify complex regulatory concepts for non-legal audiences.
• Experience reviewing and negotiating commercial agreements with payment service providers or financial institutions.

Preferred Qualifications

• Experience with payment network rules in the U.S. and Canada; similar experience in LATAM is a plus.
• Experience with payment product compliance advisory and review, including risks and regulations applicable to consumer-facing financial products.
• Exposure to the creator economy, e-commerce, or digital platform industries.
• Ability to take a leadership role in addressing complex and ambiguous legal matters with a high degree of autonomy.
• Global or regional experience in the fintech space.
• Strong analytical and problem-solving skills with a solutions-oriented approach.
• Ability to manage a high-volume workload and meet critical deadlines in a fast-paced, multi-timezone environment.

Job Information

[For Pay Transparency] Compensation Description (annually)

The base salary range for this position in the selected city is $174000 - $313200 annually.

Compensation may vary outside of this range depending on a number of factors, including a candidate's qualifications, skills, competencies and experience, and location. Base pay is one part of the Total Package that is provided to compensate and recognize employees for their work, and this role may be eligible for additional discretionary bonuses/incentives, and restricted stock units.

Benefits may vary depending on the nature of employment and the country work location. Employees have day one access to medical, dental, and vision insurance, a 401(k) savings plan with company match, paid parental leave, short-term and long-term disability coverage, life insurance, wellbeing benefits, among others. Employees also receive 10 paid holidays per year, 10 paid sick days per year and 17 days of Paid Personal Time (prorated upon hire with increasing accruals by tenure).

The Company reserves the right to modify or change these benefits programs at any time, with or without notice.

For Los Angeles County (unincorporated) Candidates:

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws including the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Our company believes that criminal history may have a direct, adverse and negative relationship on the following job duties, potentially resulting in the withdrawal of the conditional offer of employment:

1. Interacting and occasionally having unsupervised contact with internal/external clients and/or colleagues;

2. Appropriately handling and managing confidential information including proprietary and trade secret information and access to information technology systems; and

3. Exercising sound judgment.