Payments Counsel, AMS

bject matter expertise in payments and financial services.

• Review and negotiate agreements with third-party payment service providers, financial services companies, and banks in partnership with Payments Commercial Legal.
• Manage cross-functional projects spanning multiple departments, partners, and product offerings across the Americas.
• Communicate complex risk, legal, and regulatory concepts clearly to internal and external stakeholders.
• Build strong working relationships with business leaders, fostering a culture of payments compliance and trust.
• Support the E-Commerce, LIVE, Global Payments, and Global Legal Compliance teams with additional projects and ad-hoc work as needed.

Qualifications

Minimum Qualifications

• J.D. (or equivalent law degree) and active bar membership in at least one U.S. jurisdiction.
• Experience advising on U.S. federal and state money transmission, stored value, and prepaid access laws.
• Experience with payments regulatory compliance in the fintech or financial services industry.
• Demonstrated ability to interpret regulations and regulatory guidance and translate them into actionable business advice.
• Experience working with cross-functional teams, including legal, compliance, product, and business stakeholders.
• Strong written and verbal communication skills, with the ability to simplify complex regulatory concepts for non-legal audiences.
• Experience reviewing and negotiating commercial agreements with payment service providers or financial institutions.

Preferred Qualifications

• Experience with payment network rules in the U.S. and Canada; similar experience in LATAM is a plus.
• Experience with payment product compliance advisory and review, including risks and regulations applicable to consumer-facing financial products.
• Exposure to the creator economy, e-commerce, or digital platform industries.
• Ability to take a leadership role in addressing complex and ambiguous legal matters with a high degree of autonomy.
• Global or regional experience in the fintech startup space.
• Strong analytical and problem-solving skills with a solutions-oriented approach.
• Ability to manage a high-volume workload and meet critical deadlines in a fast-paced, multi-timezone environment.