VP, Credit Risk and Analytics

e Product Strategy taking into consideration the organization's risk tolerance, profitability, and sales objectives for Retail
• Use Data Mining, Artificial Intelligence, and Machine Learning technologies to analyze business performance
• Develop and Implement Champion/Challenger strategies with the objectives of improving business effectiveness in the areas of Credit, Operations, Pricing, and Insurance Products
• Apply highly technical and innovative ideas to solve business problems using query and database knowledge and to evaluate and develop business and operational strategies
• Monitor and assess the post-implementation impact of risk management and other business strategies on YMFUS' business results
• Create and maintain methods of tracking, forecasting, presenting, and managing portfolio performance
• Lead key business initiatives to include strategy design and adjustments. Perform quantitative analysis, statistical analysis, and monitoring of the company's retail finance business
• Present business cases, results of the analyses to Senior Management
• Performs other duties as required.
What you'll need to be successful:
• 4-year bachelor's degree in Business Administration, Statistics, Economics, Marketing, Finance or other related field
• Minimum 7 to 10 years of professional work experience with at least 3 years in a people management role
• Experience in Auto, Powersports, or other consumer lending
• Strong presentation skills and ability to present data to Senior Management
• Strong interpersonal and planning skills, and ability to interact seamlessly with all levels of management
• Extreme attention to detail
• Master' s degree in Computer Science, Statistics, or similar quantitative discipline
• Proficient in SQL and/or SAS
• Experience in Consumer Credit origination risk and portfolio management
• Experience working in a fast-paced start up work environment
Don't meet every single requirement? Studies have shown that women and underrepresented minorities are less likely to apply to jobs unless they meet every single qualification. At Yamaha, we understand that talent comes in various forms, as such we are dedicated to building a diverse, inclusive, and authentic workplace. If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles!
What's in it for you:
• 401(k) and Profit Sharing
• Fertility Benefits
• 37.5-hour workweek
• Medical, Dental, Vision
• Life and AD&D Insurance
• Wellness Program
• Short-Term Disability Coverage (for hourly roles)
• Long-Term Disability
• Student Debt Repayment Benefits
• Ability to borrow Yamaha product

Reports to: Chief Risk and Strategy Officer

Yamaha Motor Corporation, USA is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identify, national origin, veteran or disability or any other status protected by federal, state, or local law. We celebrate diversity and are committed to creating an inclusive environment for all employees.