Credit Risk Manager - Senior Associate

y to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities:

• Initiate, develop, and enhance relationships with lender's senior leadership with assistance from the team.

• Engage lenders to learn their goals, objectives, challenges, and initiatives.

• Support discussion on credit risk with lenders and manage communications on selling guide updates, regulatory guidance and other credit risk changes.

• Monitor and support lender engagement on variances, single loan waivers, profiles, performance, production quality/defects and escalation triggers using risk reports for emerging trends.

• Engage lenders on Opportunities to manage risk and support Fannie Mae Mission, products and initiatives.

• Share best practices and insights through profile and performance lender discussions.

• Act as Fannie Mae's first line of defense by monitoring loan quality measures, counterparty eligibility and compliance.

THE EXPERIENCE YOU BRING TO THE TEAM

Required Experiences:

• 2+ years of experience in Credit Risk Management and/or Counterparty Risk Management.

• Solid understanding of the mortgage industry and core mortgage origination processes.

• Ability to build and maintain effective internal and external working relationships.

• Strong written and verbal communication skills, with the ability to collaborate across teams and support problem‑solving efforts.

• Ability to analyze and interpret mortgage origination data and performance trends, and clearly communicate findings to stakeholders.

• Skilled in evaluating risks within the mortgage origination process and underwriting.

• Solid ability to interpret Selling Guide policies and explain requirements to partners in clear, practical, and accessible terms.

• Solid ability to identify opportunities for workflow process efficiencies and assist in implementing improvements that enhance accuracy and operational effectiveness.

• Strong ability to manage a large number of small accounts, ensuring consistent oversight, timely follow‑up, and strong organizational discipline.

Desired Experiences:

• Bachelor's degree or equivalent.

• Familiarity with Fannie Mae's mission, products, and role in the mortgage industry, with interest in developing deeper expertise over time.

• Solid credit risk judgment and decision‑making skills

• Working knowledge of Fannie Mae Selling Guide principles, credit policy frameworks, and risk resources, with the ability to interpret policy language and communicate guideline impacts effectively to lenders and internal partners.

• Ability to research industry developments and contribute observations on emerging trends during team discussions.

• Strong analytical skills, with the ability to support credit risk assessments, prepare recommendations, and coordinate contract‑related activities under guidance.

• Ability to clearly articulate rationale, support business cases, and engage constructively with internal stakeholders and lender partners.

• Demonstrated ability to support workflow enhancements that improve efficiency and reduce operational friction.

Tools & Technology

• Salesforce

• Microsoft Office (PowerPoint, Excel, Word)

Salary Target: $96,000-$124,000 a year

SF Market Engagement - Risk Management - Senior Associate

Qualifications

Education:
Bachelor's Level Degree (Required)

The future is what you make it to be. Discover compelling opportunities at Fanniemae.com/careers.

For most roles, employees are expected to work onsite on a regular basis at their designated office location. In-office work cadence is determined by your manager. Proximity within a reasonable commute to your designated office location is preferred unless the job is noted as open to remote.

Fannie Mae is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, religion, sex, national origin, disability, age, sexual orientation, gender identity/gender expression, marital or parental status, or any other protected factor. Fannie Mae is committed to providing reasonable accommodations to qualified individuals with disabilities who are employees or applicants for employment, unless to do so would cause undue hardship to the company. If you need assistance using our online system and/or you need a reasonable accommodation related to the hiring/application process, please complete this form .

The hiring range for this role is set forth below. Final salaries will generally vary within that range based on factors that include but are not limited to, skill set, depth of experience, certifications, and other relevant qualifications. This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program). As part of our comprehensive benefits package, Fannie Mae offers a broad range of Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee's physical, mental, emotional, and financial well-being. See more here .

Requisition compensation:
96000
to
124000