Enterprise SF Risk - Loan Quality Compliance - Senior Associate (Flexible Hybrid)

n, such as: internal and external property valuation tools, appraisals, public records, and local authorities. Determine the corresponding impact on value and delivery.

• Prepare reports/documentation upon determining a delivery did not meet eligibility requirements noting the specific Fannie Mae Selling Guide violation(s). Work with team members to support and contribute to risk reviews and other risk management coverage activities.
• Review work of internal teams for compliance with internal underwriting standards and quality assurance and analyze and report on loan quality issues.
• Communicate professionally with internal stakeholders about deficiencies and areas for improvement
• Collaborate effectively with internal partners to identify lender challenges and suggest policy or process changes.

Qualifications
THE EXPERIENCE YOU BRING TO THE TEAM

Minimum Required Experiences

• 2 years

Desired Experiences

• Bachelor degree or equivalent

Skills

• Experience in underwriting mortgage loans including knowledge of Fannie Mae Selling Guide requirements, ability to complete complex debt to income calculations and loan quality assessments.
• Experience gathering accurate information to explain concepts and answer critical questions.
• Skilled in the graphical representation of information in the form of a charts, diagrams, pictures, and dashboards with programs and tools such as Excel, Tableau, or Power BI.
• Experience identifying measures, or indicators of credit quality , and the actions needed to improve or correct performance to achieve desired outcomes.
• Relationship Management including managing and engaging stakeholders, customers, and vendors, building relationship networks, contracting, etc.
• Loan Quality Management including evaluating loan requests, classifying loans, identifying fraud, originating loans, etc.
• Influencing including negotiating, persuading others, facilitating meetings, and resolving conflict
• Identifying underwriting errors and recommending corrective action.
• Skilled in presenting information and/or ideas to an audience in a way that is engaging and easy to understand.
• Risk Assessment and Management including evaluating and designing controls, conducting impact assessments, identifying control gaps, remediating risk, etc.
• Skilled in discovering patterns in large data sets with the use of relevant software such as Oracle Data Mining or Informatica.
• Working with people with different functional expertise respectfully and cooperatively to work toward a common goal.
• Experience in the process of analyzing data to identify trends or relationships to inform conclusions about the data.
• Governance and Compliance including creating policies, evaluating compliance, conducting internal investigations, developing data governance, etc.
• Expertise in using statistical methods, including developing and testing hypotheses, using experimental design, and running linear and logistic regressions

Tools

• Experience using Loan Prospector
• Experience using SharePoint
• Skilled in Excel
• Skilled in using Adobe Acrobat including Adobe Pro, Acrobat Reader, Acrobat, and Acrobat.com
• Skilled in Microsoft Teams
• Experience using Fannie Mae Desktop Underwriter
• Experience using Loan Quality Connect
• Skilled in using Collateral Underwriter (CU)