2026 Commercial & Investment Bank Risk Management Full-Time Analyst Program

s and hands-on modeling supported by your colleagues, teammates, and mentors. In addition, you will gain knowledge of our risk management, controls, and infrastructure areas, and help provide effective risk management and improvements.

You'll build your technical and practical knowledge on-the-job with opportunities in one of the groups listed below:

• The Credit Risk Team works in partnership with areas of the Commercial and Investment Bank and is responsible for assessing client credit strength and approving and managing the firm's retained credit risk. This risk can relate to underwriting, lending, and trading activities, including investment and non-investment grade syndicated loans, acquisition finance, derivatives, foreign exchange, and other products (New York, Jersey City, Plano, Houston, Chicago, Los Angeles).

• The Market Risk Team works in partnership with the Commercial and Investment Bank trading businesses to track market events, perform portfolio analysis and provide risk advisory for multiple asset classes, including FX, Rates, Equities, Credit, Securitized Products and Commodities retained by the firm (New York).

• The Chief Investment Office, Treasury and Corporate (CTC) Risk Team is an independent risk function that manages the risk of the retained portfolio generated from the CTC businesses and includes Market Risk, Credit Risk, Reputational Risk, Country Risk, Principal Risk, and Model Risk. CTC Risk is also responsible for the independent risk management of Firmwide Liquidity Risk, Interest Rate Risk, and Capital Risk (New York).

You'll have the chance to:

• Learn about risk at a premier global investment bank

• Understand the role of integrity and transparency in dealing with regulators, clients, and business partners

• Work collaboratively across the entire organization to find and solve problems before they grow

• Come up with innovative ways to solve challenges and answer queries

• Work on complex problems that require creative solutions

• Manage relationships with clients, regulators, and stakeholders to minimize risks and follow laws in various locations

Job Responsibilities

• Performing analysis/due diligence on a counterparty/product

• Monitoring risk sensitivities across individual counterparties and the portfolio as a whole

• Building financial models

• Contributing to analytical exercises in response to global events

• Preparing reports to outline recommendations to senior management and assisting in evaluating market moves that could cause losses to the firm.

About you

• You're highly-motivated and enjoy working in teams to come up with smart solutions.

• Exceptional quantitative, analytical and communication skills

• Excellent project management skills

• Strong initiative, energy, and confidence

• The ability to thrive in a fast-paced, collaborative environment

• Knowledge of Excel and Word and Fluency in English

• Coursework in finance or economics a plus

Required qualifications, capabilities and skills

• Attend college/university in the U.S.

• Expected graduation date of December 2025 - Spring 2026

  • If you are pursuing a master's degree, it must be completed within 2 years of your bachelor's degree

• Minimum cumulative GPA of 3.2 on a 4.0 scale

• To be eligible for this program, you must be authorized to work in the U.S.

  • We do not offer any type of employment-based immigration sponsorship for this program. Likewise, JPMorgan Chase, will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT.)

Join us

At JPMorgan Chase, we're creating positive change for the diverse communities we serve. We do this by championing your innovative ideas through a supportive culture that helps you every step of the way as you build your career. If you're passionate, curious, and ready to make an impact, we're looking for you.

What's next?

Help us learn about you by submitting a complete and thoughtful application, which includes your resume. Your application and resume is a way for us to initially get to know you, so it's important to complete all relevant application questions so we have as much information about you as possible.

After you confirm your application, we will review it to determine whether you meet certain required qualifications.

If your application meets the required qualifications, you'll receive another email invitation to complete a video interview, powered by HireVue. This is your opportunity to further bring your resume to life and showcase your experience for our recruiting team and hiring managers.

HireVue is required, and your application will not be considered for further review until you have completed your HireVue. We strongly encourage that you apply and complete this required element as soon as possible, since programs will close as positions are filled.

JPMorgan Chase is committed to creating an inclusive work environment that respects all people for their unique skills, backgrounds, and professional experiences. We strive to hire qualified, diverse candidates, and we will provide reasonable accommodations for known disabilities.

Visit jpmorganchase.com/careers for upcoming events, career advice, our locations and more.

©2025 JPMorgan Chase & Co. JPMorgan Chase is an equal opportunity and affirmative action employer Disability/Veteran

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.