Credit Review - Vice President

k trends within assigned commercial lending portfolios, attend relevant meetings, and foster and maintain relationships with internal stakeholders responsible for credit approval.

Job Responsibilities

• Lead a team of reviewers as reviewer-in-charge by chairing the planning, kick-off, findings presentation, and closing meetings.

• Coordinate with the Credit Review Director on team assignments, define project scope, evaluate credit risk controls, communicate with management, review and assess findings, recommend corrective actions, write reports, and archive documents.

• Participate in Credit Review team-led reviews by preparing financial analyses and risk assessments, evaluating credit underwriting quality, recording findings, and engaging in review meetings.

• Perform continuous monitoring of assigned portfolios and participate in portfolio review meetings.

• Serve as an information resource on commercial credit risk and policy.

• Partner with Credit Risk Management stakeholders to establish strong working relationships while maintaining independence.

• Ensure consistent application of firm wide Risk Policy as well as Credit Review Policies and Procedures.

• Complete special projects and research as assigned by the Credit Review Director.

Required qualifications, capabilities and skills

• Experienced credit professional with commercial credit experience

• Minimum Bachelor's degree in Accounting, Finance, Economics, or a related discipline.

• Demonstrated understanding of commercial credit principles and strong analytical skills.

• Excellent verbal and written communication and interpersonal skills required with ability to present complex and sensitive issues to management.

• Enthusiastic, self-motivated, effective in a dynamic fast-paced environment and willing to demonstrate personal responsibility and accountability.

• Proven ability and desire to learn quickly, be adaptable, and think strategically.

• Ability to manage multiple tasks concurrently, with a high sense of urgency.

• Works well individually and in teams, shares information, supports colleagues, and encourages participation.

• Ability to travel as required.

Preferred qualifications, capabilities and skills

• Background in commercial credit underwriting and credit risk management preferred

• Successful completion of formal credit training program preferred, but not necessary.

• Previous credit review experience is preferred, but not necessary.

ABOUT US

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.

The Audit department provides independent assessments to evaluate, test and report on the adequacy and effectiveness of our governance, risk management and internal controls. The team's priorities are focused on strong governance, transparency, strategic engagement, and fostering a diverse and inclusive culture that develops our talent.