Financial Planning & Analysis- Associate

l develop a deep understanding of the branch real estate business and financial principles to enable and assess channel performance as well as make recommendations. This role will require to perform proactive analysis on branch performance to provide recommendations on target setting for new branches and help drive critical business decisions by analyzing metrics and designing reports.

Job Responsibilities

• Execute robust financial modeling for real estate initiatives-including new builds, relocations, consolidations, branch purchases, property redevelopments, and dispositions-governing ~$1B in capital spend.

• Own end‑to‑end analysis of existing branch performance and recommend funding decisions across new openings, consolidations, purchase‑versus‑lease options, and relocations.

• Deliver new reports per business needs and develop automated processes to standardize and scale reporting.

• Develop a strong business understanding and define the key metrics that drive decision‑making.

• Translate qualitative drivers-demographics, traffic, competitive intensity-into quantified assumptions; document sources, rationales, and confidence levels.

• Conduct post‑investment reviews comparing actuals to business cases; capture learnings to refine future assumptions.

• Lead automation and process‑streamlining initiatives to generate CFO‑ready insights and strengthen funding evaluations.

• Maintain complete, accurate databases and establish processes and controls to preserve data integrity.

• Summarize branch performance drivers, including profitability, break‑even, and payback dynamics.

• Sustain a continuous focus on accuracy and quality, instituting checks to maintain a high degree of precision.

• Support standard reporting cycles and fulfill ad hoc reporting requests in a timely manner.

• Present financial results and recommendations to organizational leaders with clear narratives and visuals.

• Automate manual processes wherever feasible to improve cycle time, consistency, and auditability.

• Deepen understanding of the financial models and key metrics that drive the decision‑making process; keep documentation current.

• Leverage approved AI tools and sound prompt engineering to accelerate research synthesis, draft investment narratives, and standardize option comparisons; validate all outputs against source data and governance requirements.

Required qualifications, capabilities, and skills

• Qualified CA/ MBA or equivalent degree in Accounting/Finance

• ~3 to 7 years of experience in Financial Planning or Modelling

• Good communication and strong excel skills.

• LLM proficiency with prompt engineering to produce accurate, compliant financial narratives and insights.

• Advance excel skill including VBA and Essbase

• Working knowledge of SQL for data extraction and manipulation

• Positive attitude and demonstrate intellectual curiosity.

• Strong analytical skills and attention to detail

Shift Timing:

• 2.00 pm to 11.00 pm (IST)

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.