International Consumer Banking Risk - Capital Analytics and Risk Appetite Lead - Executive Director

-paced environment. You will be responsible for managing a team through the execution of business and regulatory processes through analytical insights and newer technology applications.

Job responsibilities

• Act as subject matter expert on capital risk and risk appetite across ICB businesses (retail banking and digital wealth management) to ensure cohesive risk management strategies across risk stripes and serve as primary point of contact for internal and external stakeholders

• Own retail credit capital risk assessment for new business initiatives and regulatory submissions across geographies (CCAR / ICAAP)

• Monitor profitability and retail credit risk appetite for the business and legal entities

• Provide macroeconomic and consumer health insights to senior leaders across the organisation

• Manage, mentor and coach a team of four resources

• Partner with Finance, business and Risk stakeholders to ensure strategy alignment and seamless execution

• Ensure compliance with existing risk and control structure while driving future enhancements to risk and control structure

Required qualifications, capabilities, and skills

• Previous Capital Risk Management, Financial Analysis and/or Consulting experience

• Prior experience with capital risk quantification methodologies, stress testing (CCAR / ICAAP / ICARA) and / or risk appetite

• Demonstrated leadership in addressing business problems through structured problem-solving approaches

• History of communicating to senior leaders of an organisation, regulators and external auditors

• Strong analytical skills; ability to synthesize / analyze diverse information, develops recommendations, and makes decisions

• Project Management Skills - well-organized, structured approach; ability to achieve tight timelines on complex deliverables; ability to manage and prioritize projects across cross-functional groups

• Strong communication and interpersonal skills, ability to interact with individuals across departments/functions

Preferred qualifications, capabilities, and skills

• Consumer credit risk experience in one or more UK portfolios (e.g. credit cards, personal loans)

ABOUT US

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.