Underwriter IV- Mortgage

eral, and Condition. You will also be responsible for the communication of the outcome of that analysis. This includes ensuring that loan request meets program and product specifications or counter-offer when appropriate. You must follow investor guidelines in the process to ensure compliance. Meet compliance and regulatory requirements.

Job responsibilities

• Ensure that loan transaction meets investor assumption transfer of ownership guidelines

• Ensure that loan request meets program and product specifications or counter-offer, when appropriate

• Communicate decision of loan (approval, suspense, denial) to appropriate individuals within JPMorgan Chase

• Uphold fair lending practices of JPMorgan Chase Mortgage

• Meet productivity targets for productivity, quality, and customer satisfaction

• Contribute continually to the success of the business, customers, profitability and controls

• Contribute to the initiatives that improve our business

Required qualifications, capabilities, and skills

• Minimum 3+ years Conventional mortgage underwriting experience

• Minimum 2+ years' Government mortgage underwriting experience

• HUD (US Department of Housing and Urban Development) Direct Endorsement (DE) and VA (Veteran Affairs) credit

• Expertise in Government, Agency and Jumbo guidelines as well as understanding of Government lending

• Demonstrated high productivity and quality in prior role in a consistent manor

• Demonstrates ability to work in a team, and coach/mentor others

• Strong verbal and written communication skills and strong analytical, decision making, and negotiation skills

Preferred qualifications, capabilities, and skills

• Demonstrates understanding of the end to end origination and/or assumptions process flow

• Knowledge of Mortgage insurance policies

• Experience in creative solutions, exceptions justification, and customer focus

This position is in office 5 days a week.

ABOUT US

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

ABOUT THE TEAM

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.