Functional Analyst - Temenos T24 Suite of Applications

at the forefront of designing, developing, and implementing cutting-edge software solutions. Your work will play a critical role in our business offering, your code will deliver value to our customers faster than ever before, and your attention to detail and commitment to quality will be critical in ensuring the success of our products.

• Business Analysis & Solution Design

• Engage with business stakeholders (Retail, Corporate, Private Banking) to gather requirements

• Perform AS-IS / TO-BE analysis across banking processes

• Design end-to-end solutions spanning multiple Temenos products

• Ensure alignment with enterprise architecture and regulatory constraints

• T24 Suite Functional Ownership

• Work across the Temenos ecosystem, including:

• Core Banking: Accounts, Lending, Deposits, Limits

• Payments: SEPA, SWIFT, Instant Payments

• Channels: Digital Banking / Internet / Mobile

• Financial Crime: AML, KYC, Screening

• Data & Analytics: Reporting, regulatory data

• Integration Layer: APIs, middleware

• Configure products, workflows, pricing, lifecycle events across modules

• Ensure consistency of data and processes across systems

• Responsible for Functional Configuration & Customization

• Define functional requirements for integration between T24 and external systems

• Work with APIs, messaging, and middleware layers

• Support payment processing flows including integration with SWIFT and payment gateways

• Perform functional testing (SIT, UAT) and ensure system behavior meets business needs

• Act as a liaison between business users, developers, and third-party vendors

• Troubleshoot functional issues and provide production support

• Ensure compliance with banking regulations and internal policies

• Participate in system enhancements, upgrades, and migration projects

• Create and maintain SOPs, BRD/FSD, Process Flows & other documentation

Using design documentation and functional programming specifications, you will be responsible for implementing identified components. You will ensure that implemented components are appropriately documented, unit-tested, and ready for integration into the final product. You will have the opportunity to architect the solution, test the code, and deploy and build a CI/CD pipeline for it.

As a valued member of our team, you will provide work estimates for assigned development work, and guide features, functional objectives, or technologies being built for interested parties. Your contributions will have a significant impact on our products' success, and you will be part of a team that is passionate about innovation, creativity, and excellence. Above all else, you will have the freedom to drive innovation and take ownership of your work while honing your problem-solving, collaboration, and automation skills. Together, we can make a difference in the world of cloud-based managed services.

Your Future at Kyndryl
The career path ahead is full of exciting opportunities to grow and advance within the job family. With dedication and hard work, you can climb the ladder to higher bands, achieving coveted positions such as Principal Engineer or Vice President of Software. These roles not only offer the chance to inspire and innovate, but also bring with them a sense of pride and accomplishment for having reached the pinnacle of your career in the software industry.

Who You Are

You're good at what you do and possess the required experience to prove it. However, equally as important - you have a growth mindset; keen to drive your own personal and professional development. You are customer-focused - someone who prioritizes customer success in their work. And finally, you're open and borderless - naturally inclusive in how you work with others.

Required Technical and Professional Experience

• Strong experience across Temenos T24 Suite (beyond Transact)

• 5 - 7 Years as Funtional Analysts - Temenos

• Functional exposure to: Transact (Core Banking)Payments Hub Payments modulesTemenos Channels (Digital Banking)Financial Crime / Compliance modulesData Hub / Analytics.

• Integration Framework

• Core Functional Knowledge on all T24 Modules

• Integration & Data Skills of APIs (REST / SOAP)

• Knowledge of payment systems and messaging standards (e.g., SWIFT MT/MX messages)

• Familiarity with SWIFT integrations and payment gateway flows

• Understanding of credit risk and financial analysis tools from Moody's

• Experience in requirement gathering and functional documentation

• Strong analytical and problem-solving skills

• Good communication and stakeholder management abilities

• Basic SQL for data validation and analysis

• Familiarity with Agile/Scrum methodologies

• Experience with testing tools and defect tracking systems

• Exposure to data migration and reconciliation processes

Preferred Technical and Professional Experience

• Banking / BFSi preferred

• Bachelor's/Master's in Computer Science / IT / Engineering

• Temenos Certification

Being You

The "Kyn" in Kyndryl means kinship, which represents the strong bonds we have with each other, our customers and our communities. We focus on ensuring all Kyndryls feel included and we welcome people of all cultures, backgrounds, and experiences. Even if you don't meet every requirement, we encourage you to apply. We believe in growth, and we're excited to see what you can bring. At Kyndryl, employee feedback has told us that our number one driver of employee engagement is belonging. That sense of belonging - being a valued, respected, trusted member of the team - is fundamental to our culture and fueling great experiences for our customers. This dedication to welcoming everyone into our company means that Kyndryl gives you the ability to thrive and contribute to our culture of empathy and shared success. That's The Kyndryl Way.

What You Can Expect

Your career with us isn't just a job-it's an adventure with purpose. We offer a dynamic, hybrid-friendly culture that supports your well-being and empowers you to grow. Our Be Well programs are thoughtfully designed to support your financial, mental, physical, and social health-because we know that when you feel your best, you do your best.

From your very first day, you'll dive into impactful work that powers the systems our customers rely on every day. You won't just contribute-you'll make a difference, tackling meaningful projects that sharpen your skills and fuel your growth.

We're here to champion your journey. With powerful tools to chart your career path, personalized development goals aligned with your ambitions, and continuous feedback to keep you inspired and on track, you'll have everything you need to thrive and evolve. You'll develop in-demand skills to grow your career and achieve your ambitions with access to cutting-edge learning opportunities-from certifications with Microsoft, Google, and Amazon to coaching and hands-on experiences. And through it all, you'll be part of a culture that values empathy, restless learning, and a devotion to shared success.

We want you to thrive here-and we're committed to helping you do just that. Ready to make an impact? Join us and help shape what's next.

Get Referred!

If you know someone that works at Kyndryl, when asked 'How Did You Hear About Us' during the application process, select 'Employee Referral' and enter your contact's Kyndryl email address.