Director - US Mortgage Lending, Credit Risk (Firm Risk Management)

ogy, Operations, Finance, Risk Management, Legal and Corporate & Enterprise Services. Morgan Stanley has been rooted in India since 1993, with campuses in both Mumbai and Bengaluru. We empower our multi-faceted and talented teams to advance their careers and make a global impact on the business. For those who show passion and grit in their work, there's ample opportunity to move across the businesses for those who show passion and grit in their work.

Interested in joining a team that's eager to create, innovate and make an impact on the world? Read on...

What you'll do in the role:

Job Responsibilities:
• Conduct in-depth valuation reviews for residential properties used as collateral.
• Analyze market data, comparable sales, rental trends, and economic factors to assess property values accurately.
• Review third-party appraisals for accuracy, consistency, and adherence to valuation standards.
• Identify potential risks escalate to appropriate authority to mitigate those risks.
• Ensure compliance with regulatory guidelines and internal risk management policies.
• Contribute to the development and enhancement of QC and valuation methodologies, tools, and processes.
• Stay updated on industry trends, market dynamics, and regulatory changes to ensure best practices.
• Perform quality control loan level servicing transaction reviews to validate compliance with servicing requirements and procedures.
• Perform Post closing Credit quality control reviews to validate compliance with MSPBNA Credit Underwriting guidelines requirements and procedures.
• Lead, train, oversee and mentor junior staff.

What you'll bring to the role:

Experience Required :
• Postgraduate with 7+ years' work experience in financial services industry
• Detail oriented, with exceptional analytical skills
• Strong sense of urgency required with ability to multitask in a dynamic, demanding environment.
• Ability to Work well with little supervision; receptive to feedback and training intended to improve employer's ability to perform at increasing levels of independence.
• Well organized and able to work in a fast-paced environment
• Possess excellent oral and written communication skills.
• Possess strong problem identification and solution techniques.
• Good collaboration skills in a team-oriented environment
• Previous experience in US Residential Mortgage preferred.

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 85 years. At our foundation are five core values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - that guide our more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find trusted colleagues, committed mentors and a culture that values diverse perspectives, individual intellect and cross-collaboration. We Firm is differentiated by the caliber of our diverse team. While our company culture and commitment to inclusion define our legacy and shape our future, helping to strengthen our business and bring value to clients around the world. Learn more about how we put this commitment to action: morganstanley.com/diversity. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry.

We're committed to bringing passion and customer focus to the business.

Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.