Intern

t each client is provided the best possible outcome. Throughout the program, the intern will work with a team of motivated mortgage banking professionals in a fast-paced, highly specialized real estate finance operation, to provide analytical support and market research on commercial mortgage loan transactions. Analyst Interns will receive exposure to various aspects of a commercial real estate transaction and loan products through lunch-and-learns, job shadowing, guest speakers, and cross-functional partnerships with other departments during transactions

Essential Duties & Responsibilities

• Perform comprehensive financial analysis for both debt and equity transactions, including review of property financial statements and assistance with variance analysis and related commentary as needed

• Participate in transactions from engagement through closing, including day-to-day interaction with internal teams, clients, agencies, investors, and other funding participants, and assist with post-closing loan setup and file organization

• Learn to review and analyze loan transaction packages, including closing documentation, inspections, and other third-party reports such as PCNAs and lien searches

• Assist with monitoring ongoing loan requirements by helping track inspections, deferred maintenance items, and other covenant-related follow-ups to support compliance

• Support the review and processing of disbursements from replacement reserves, repair escrows, and other collateral escrows in accordance with investor and departmental guidelines

• Begin to develop a basic understanding of Commercial Real Estate procedures and best practices through review of regulatory guides, underwriting and processing guidelines, and proprietary training materials

• Develop a foundational understanding of the end-to-end loan origination, underwriting, and servicing flow across LUMENT's various product types

• Assist with site inspection documentation processes, including tracking inspection details, coordinating with borrowers and management agents, and delivering required information internally or to investors

• Participate in corporate and strategic initiatives as business needs arise

• Actively participate in lunch-and-learn sessions, training programs, and other LUMENT-sponsored events

• Work professionally and collaboratively with team members and coworkers

• Commit to upholding and emulating the ORIX USA core values: Pursue Excellence, Seize Opportunity, Live Honorably, Create Value, and Thrive Together

• • Perform other projects and duties as assigned

Contacts

• This position has frequent contact with all levels of employees and management. In addition, this role may interact with outside business partners, vendors, consultants, and other office visitors.

Education, Skills & Experience

Required

• Current enrollment at an accredited college or university in a business, finance, accounting, real estate, or related degree program is required.

• Possess a strong desire for a career in commercial real estate

• Prior financial internship or work experience is a plus

• Proficiency in Microsoft Office and list other relevant systems or software

• Flexibility and ability to work under pressure with tight deadlines and constant interruptions; Ability to adjust priorities in a changing environment

• Excellent organizational, communication, presentation, and interpersonal skills

• Abilty to plan, organize, and prioritize assignments, and meet critical and established deadlines; Ability to manage multiple assignments and transactions simultaneously

• Demonstrated ability to maintain confidentiality and to use discretion in the performance of daily activities

• Professional business image and excellent command of the English language, both verbally and in writing (spelling, grammar, and punctuation) including a strong aptitude for accuracy and detail

• Ability to learn quickly and demonstrated ability to work independently and as part of a high-performance team

• The highest degree of integrity and professionalism

• Ability to synthesize large amounts of information into clearly articulated credit and business recommendations both verbally and in writing

• Initiative and a strong sense of personal motivation as well as responsibility

Annual base salary gross: $30/hr - $34/hr (NY only). The base salary range represents the estimated low and high end of ORIX's salary for this position based on geography. Actual base salaries will vary and will be based on various factors, such as candidate's qualifications, skills, competencies and proficiency for the role. The base pay is one component of ORIX's total compensation package for employees. Other rewards and benefits include cash bonuses, long term incentives, health insurance, accident and life insurance, and retirement benefits. Please visit our Benefits page for additional information.

Life at ORIX

We are committed to the health and well-being of our employees and offer a quality, competitive benefits package that provides valuable healthcare and financial protection for our workforce, while emphasizing a healthy work/life balance.

You Time

We want you to have the time needed to recharge and manage life with our competitive vacation policy, floating personal holidays, extensive leave options, our annual observed holidays, and more.

Family Care

Every family has a different journey and ORIX USA Group is proud to offer extensive benefit programs such as: infertility coverage, adoption support, child and elder care, fully paid maternity, and generous parental leave benefits to help you and your families along the way.

Flexible Work Arrangements

ORIX associates enjoy the advantages of our hybrid working model with a 3 day in-office minimum requirement.

ORIX USA is an equal opportunity employer, providing equal employment opportunities (EEO), and is committed to diversifying its workforce. All employees and applicants for employment will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. This policy applies to all terms and conditions of employment.