Credit Analyst

yota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for this position at this time.

Who we're looking for

Toyota's Credit Department is looking for a passionate and highly-motivated Credit Analyst.

The primary responsibility of this role is to analyze and make determinations on approval, conditioning, and rejection of retail and lease credit applications received from automotive dealerships. Reporting to the Credit Supervisor, the person in this role will support the Toyota Financial Services (TFS) objectives and provide a high level of service to the dealer body, cultivating and preserving strong relationships with dealership personnel.

What you'll be doing

• Maintaining decision callback times at or below established objectives.

• Evaluating and negotiating deals as necessary in order to maintain the quality of purchases within established guidelines.

• Advising management of any problems or irregularities pertaining to retail, lease, or wholesale financing, breaches of trust, or other violations of TMCC plans.

• Monitoring dealer trends and identifying and reporting adverse issues.

• Partnering with Credit Investigation as needed.

What you bring

• Relevant work experience such as automotive retail and/or wholesale financing.

• Relevant work experience such as retail credit, collections, dealership financial statements, or wholesale.

• Strong attention to detail and organizational skills.

• Excellent analytical, oral, and written communication skills.

• Working knowledge of Microsoft Office applications.

• Ability and willingness to work a flexible and rotating schedule 8 am - 5 pm, 9 am - 6 pm & 11 am - 8 pm, and every other Saturday.

• Work hours may include overtime on Holidays and Sundays as needed.

• Ability and willingness to work a hybrid work schedule; working both in the office and at primary & private residences as scheduled.

Added bonus if you have

• Bachelor's degree is highly preferred.

What we'll bring

During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include:

• A work environment built on teamwork, flexibility and respect

• Professional growth and development programs to help advance your career, as well as tuition reimbursement

• Team Member Vehicle Purchase Discount

• Toyota Team Member Lease Vehicle Program (if applicable)

• Comprehensive health care and wellness plans for your entire family

• Flextime and virtual work options (if applicable)

• Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute

• Paid holidays and paid time off

• Referral services related to prenatal services, adoption, childcare, schools and more

• Flexible spending accounts

• Relocation assistance (if applicable) include only TFS and TMBNC

Belonging at Toyota

Our success begins and ends with our people. We embrace diverse perspectives and value unique human experiences. Respect for all is our North Star. Toyota is proud to have 10+ different Business Partnering Groups across 100 different North American chapter locations that support team members' efforts to dream, do and grow without questioning that they belong. As a company that has been one of DiversityInc's Top 50 Companies for Diversity and a member of The Billion Dollar Roundtable supporting minority and woman-owned suppliers for over 10 years, we are proud to be an equal opportunity employer that celebrates the diversity of the communities where we live and do business.

Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.

Have a question, need assistance with your application or do you require any special accommodations? Please send an email to [email protected].