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Anonymous
11/05/18 at 5:02PM UTC
in
Money

What percentage of your take home pay goes toward your rent??

I know there's the rule of thumb about the percentage of your gross income and how much you should spend on rent/mortgage, but I feel like that differs SO MUCH when you live somewhere with a high cost of living, or if you live in a state with high taxes. In New York, 30% of my paycheck disappears to taxes, so to base how much I can afford to pay on the pre-tax amount seems foolish. Thoughts??

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Anonymous
11/05/18 at 5:24PM UTC
I've always used 30% as a rule of thumb (and I'm a New Yorker). And yes, its totally painful. You don't have to do it if you move out to the suburbs, obviously or can figure out a lower rent situation.

You're invited.

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