I wasted SO much money doing frivolous things (and I’m a millennial)
It’s a hard time for a lot of us right now –– and given that I’m still lucky enough to even have a job, I’ve taken this seriously to really reflect. I don’t save enough. I don’t have a financial plan. I only save a very small percentage of retirement. And I definitely missed my chance for a raise this year. But I guess admitting it this is a step in the right direction? How are you financially during this time? Are you proud or regretting some of the money-saving initiatives you made? Would love to hear more POVs!