I'm looking for an online budgeting tool that's really easy to use on my laptop.

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Anonymous

02/16/21 at 8:41PM UTC

I'm looking for an online budgeting tool that's really easy to use on my laptop.

Any suggestions? (looking for an online worksheet as opposed to a downloadable PDF.) Thanks for the help!

18 Comments

Anonymous

02/16/21 at 10:19PM UTC

This list might help!: https://www.doughroller.net/tools-resources/10-online-budget-tools/ Are you also looking at budgeting apps?

Anonymous

02/18/21 at 2:29AM UTC

I've found some amazing ones on etsy for low prices! I'd suggest doing a search there

Tara C.

265

Career Coach/Advocate

03/01/21 at 7:02PM UTC

I use plain old Excel, and it's been a game changer. Are you looking for something specific?

Sarah Mudd

147

03/01/21 at 7:02PM UTC

Have you checked out EveryDollar or Mint?

2 Replies

Jennifer Wuollet

03/01/21 at 7:32PM UTC

I second Mint, I have been using it for a decade now and its free. As with all budgeting it takes a bit to set up but once you are rolling it's easy to maintain. Another one to check into is YNAB, although not free it provides some great info on how to set yourself up for success.

Sara Myers

129

Midwest Professor and Research Administrator

03/02/21 at 5:58PM UTC

If you mean for personal budgeting I 2nd EveryDollar. It is free, has apps for your phone, can set savings and sinking fund goals, and rolls info over from month to month. Good luck!

Amber Medel

Art Director in the San Francisco Bay Area

03/01/21 at 7:24PM UTC

I use EveryDollar and really love it. You can use it on your laptop, or on a phone. (I pay extra for the "plus" version so that it's linked with my bank and I can drag and drop transactions in to categories on my phone, but it is still pretty easy to use it on your laptop.) I've done budgets several different ways (paper, spreadsheet, Mint, EveryDollar) and so far this takes the least amount of time out of my life.

Nancie Zobrist

03/01/21 at 7:31PM UTC

I use every dollar as well and love it!

Katrina Purcell

03/01/21 at 7:49PM UTC

I use mint.com which is useful on laptop or via the mobile app. I use the free version and find it useful/ meets my needs .

Samantha M. Besnoff, CPA

102

Your Financial Maven

03/01/21 at 7:49PM UTC

You can get budget templates for Excel and use them. If you are looking to build and manage a budget for your business, then I would recommend using an accounting software that can track your income and expenses. Which in turn can be used to create a budget. I work with clients on budgets so let me know if I can help you with anything or if you have questions about how budgets work.

Käte Davis

I help working moms leave office drama behind.

03/01/21 at 7:51PM UTC

I'm a fan of https://www.youneedabudget.com/!

Maryam

118

Senior Engineering Leader

03/01/21 at 7:55PM UTC

Excel. Hard to avoid the need to use excel anyhow, so might as well use it for budgeting too. That is, unless you have a specific specialized need or accounting rules.

Anonymous

03/01/21 at 8:22PM UTC

I second/third all the people recommending mint. I absolutely love it (I use the free version). It really lets you see where you are actually spending your money. The only kind of not good thing is that you have to link all your accounts to it which is a bit of a security risk. I also use google sheets for the daily managing of my credit card Hope this helps!

Anonymous

03/01/21 at 8:40PM UTC

I belong to a credit union and they have an online budgeting tool that works with my account which makes it easy to use and very secure. You should check to see if your bank has a budgeting tool before using a third party tool.

E Sylvia Simpson

Architecture & Metaphysics

03/01/21 at 9:17PM UTC

Google Docs has a spreadsheet that may be accessed online. Very similar to excel or other spreadsheets. https://www.google.com/sheets/about/

User edited comment on 03/01/21 at 9:18PM UTC

Sarah Russo

03/01/21 at 11:44PM UTC

I second You Need a Budget. Have been using it for 15 years and it makes a huge difference in attaining my financial goals.

Daniel

03/02/21 at 3:40AM UTC

I don't use budget tools and never have. Instead, I just worked up a simple spread sheet listing my financial obligations for the month that covers a 6 month period. Let's say it's the month of March and I know the sum total of my income for that month and likewise, I know the sum total of my financial obligations for the month. I've also set up all of my utilities on averaging so for a year my utility bills never change from one month till the next. I've also set up my checking account so that nearly all of my bills are auto-paid. That means all I have to do is pull up my checking account on the internet and check off each obligation as it hits my bank. Presto, no writing checks, no dropping off local utility payments, no late fees and no bank charges. I also know pretty closely what my food and entertainment costs and contributions will be so I know from one month to the next how much money I'll have left over to run on. It's sure nice to not have to spend a lot of time paying bills and knowing that they'll be paid before they're due.