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Anonymous
08/31/18 at 4:07PM UTC
in
Career

The reality of debt is overwhelming.

I graduated from college 10 years ago and instead of feeling like an accomplished adult, I moved back home for a year. It was the most anticlimactic graduation story I never envisioned but I had 90K worth of student loans. It took over 2 years of living at home + therapy every week to get over feeling like I was about to have a panic attack. BTW, I did have 4 panic attacks throughout those two years and one was intermixed with Vertigo. It’s been a decade and today I can finally say, I’ve paid off my debt. I know everyone handles money differently but I think it’s sad that we have to go to such extremes in order to educate ourselves and only feel like we’re back on our feet many, many years later. I was told I’d be in debt for 30 years. And if it wasn’t for living at home for two, I probably would’ve been. To anyone who is feeling overwhelmed with debt, you’re not alone. But you’ll also get through this. Hopefully one day, things will be different.

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Anonymous
09/04/18 at 1:18PM UTC
Try Dave Ramsey "Financial Peace", it's help me pay off $80K, save and have a better understanding on money.
Anonymous
09/04/18 at 1:46PM UTC
Wow, that's great. I'll check it out!
Anonymous
09/01/18 at 1:34PM UTC
Moving back in with your parents sucks but it's one of the most effective saving methods.
Anonymous
09/01/18 at 1:21PM UTC
No debts but no savings either. <- not a fun feeling
Anonymous
09/01/18 at 1:20PM UTC
I had $40,000 in student loans when I graduated. I'm debt free as of this year (9 years later). I own my 7 year-old car. I rent an apartment. My credit cards are paid off in full each month. It took a while but things finally turned around for me. Good luck!
Anonymous
09/01/18 at 1:15PM UTC
I relate to this! I'm 36 years old. Combined with my husband, we owe a little over $300,000. Here's the debt breakdown. $150,000 on our house $40,000 on vehicles $105,000 on student loans $5,000 on other miscellaneous stuff (credit cards, medical bills, etc.)
Penny
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3.44k
09/01/18 at 1:17PM UTC
Love the honesty.
Anonymous
09/01/18 at 1:17PM UTC
Thank you! We both went to grad school so our debt is extra overwhelming. Really hope we can turn it around.
Anonymous
09/01/18 at 12:36PM UTC
Wow. It's crazy how student debt now varies widely due to the different fees and ability to pay afterward based on salary. Some will never pay it off.

You're invited.

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