The lesser of two evils -- which would you choose?
Hello FGB community, happy new year! I just received news from my employer that we are starting the new year with two less than ideal options and we need to select one before the new year begins. I wanted to see what you would do in my shoes. Option 1: Furlough and seek out unemployment with 100% benefits and employee contribution paid back as a debt. Option 2: Reduced hours by 20% and reduced pay by 50%. So far I have heard of reduced pay by 15-20% from other sources and wanted to see if anyone else has come across this level of salary reduction? I do have benefits already set up through my spouse who is still employed so very fortunately healthcare is not a concern we have to worry about. I'm also based in California. I really appreciate any comments and feedback, thanks.
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