I did not read the whole string. But this I would do: everything that you eat which has a seed in It (avocado, guava, lemon, orange, cucumber, etc.) plant those seeds now. Keep them moist until they sprout.
sell them at farmers market or on Etsy.com. Ask where the farmers markets are from the texas university agricultural extension. Do this right now. Email the people in agriculture: where and how to be a vender at farmers markets, flea markets, etc. ask the local high school ag teacher for leads.
Get food stamps/ebt so you can eat better right now. Ask the school guidance counselor if you do not know how to do this. Yes, it is humiliating, but it KEEPS YOU ALIVE.
Drink a lot of water. This makes you urinate a lot, but it keeps you healthy. You need your health no matter what.
Bathe every day. use a little soap. A little soap goes a long way. Brush your teeth every day. These are things people fail to do when under stress. Do these simple things for your future.
Ask at every chirch where the food banks are, when they are and GO GET FOOD. This makes the food stamps last through the month.
Make a good resume. Send it to each and every job you think you can do.
Ask at church for an excellent local financial advisor. Do what they say to do.
Get on prayer lists.
Talk to God, in Jesus’s name about all of this. Do what he tells you to do. He is the only One who knows EVERYTHING and who loves you still/anyway.
Be extremely practical. Don’t buy anything. You need to pay utilities, housing/shelter, food and water, transportation.
Keep one good interview outfit clean and ready to go at all times. Maybe even keep it in your car.
tThere is precious little financial help for women with bachelors or higher degrees. Go directly to the source. Here say is only good to help you find the next food bank.
Do not make friends with alcoholics, drug addicts or people who want to borrow your car. This is not the time for that.
Go to social security. Ask what you will get from three at age 62 and then at your full retirement age. This should be your monthly budget from now until retirement.
Make a budget with all your NEEDS only. Every year you live, you will need approximately 5 percent more to meet your needs.
if you have a retirement account from your last job and if you are age 55 you can use the irs rule of 55 to avoid tax penalties for early retirement withdrawal.
This just happened to me AGAIN because of DOGE. I was 5 months away from full retirement called “MRA plus 10”. (I was so ANGRY!) It is hard to stay happy because of the stress. Your world gets very small.
if you have 25 times your needed annual salary in retirement accounts, you have enough to retire and cover your needs.
I have told you everything I know. I hope some of it helps. Tell your friends. Tell all of Texas about these budget guidelines for early and unexpected retirement, if you can just tell people so they know, so they have another tool to help themselves financially survive.
look at the company NEW in Washington DC. They have a webpage to help older people apply for jobs daylighting out or finishing off projects for other people. Maybe you qualify for something.
What a world. What a mess. I hope you have true success.
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